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2016 Lake Morena Dr, Campo, CA, 91906

3beds
2baths
1,456sqft
$384,000
$264price/sqft
$2,864/moest. monthly cost
$114,560/yrincome needed

About This Home

HUD Home Case #044-589335 Escape to ultimate privacy in this peaceful Campo retreat. Home features solar, double pane windows, island kitchen, quartz countertops, hard surface flooring, detached 2 car garage and a dedicated laundry room. Tucked away on a quiet street in a small, close knit community, this property offers stunning mountain views and a true country lifestyle just minutes from Lake Morena. Mature oak trees provide shade and character, while the spacious lot offers room for entertainment, animals and gardening. Enjoy cool evening breezes and wide open surroundings. An excellent opportunity to customize and make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Campo Elementary SchoolGrades K-82.2 mi
5/10
1/10
Camp Lockett MiddleGrades 7-83.8 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: None

Features

  • All Bedrooms Down,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,456 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 6070900700
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: HUD Owned

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.14 Acres
  • Features: Back Yard,Lot Over 40000 Sqft,Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Landslide
Heat Wave
Winter Weather

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,941$23,292
Home Insurance *$173$2,076
Property Taxes $352$4,224
Electricity $398$4,786
Total$2,864$34,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,194/yr
40% on housing$85,920/yr
45% on housing$76,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 91906$239
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 91906$370
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$480,000
2023-11-13Sold$477,720
2019-01-31Sold$220,000
2018-10-02Listing removed$199,000
2018-09-08Listed for sale$199,000

For Sale by Agent

AgentJason Lipovsky
BrokerageVenture Pacific Properties

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