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46 Blue Anchor Cay Rd, Coronado, CA, 92118

4beds
4baths
2,862sqft
$3,580,000
$1,251price/sqft
$22,269/moest. monthly cost
$890,760/yrincome needed

About This Home

Comfortable Coastal Living with Flair! * Distinct waterfront property that starts with beautiful curb appeal that transitions into a expansive flexible floorplan * Loaded with copious amounts of upgrades, extras and designer touches & updates * Features incl. 38' boat dock, downstairs owners suite, 3 car garage, oversized lot * Please see supplement! Features custom driveway, fresh outside paint, new light fixtures * Large unique double doors * Open floorplan, entertainers sized dining room * Floor to ceiling windows, power blinds * Den could be 5th br. * Designer style guest bath * Primary suite, w2w & walk-in closets, gorgeous ba. with step out to spa, gardens * Modern updated kit. top shelf appliances, atrium views, breakfast nook+ * Direct access to 3 car gar. storage cabs, workbench+ * Custom modern stairway, light fixtures * Big Br's with wonderful ba's, View deck, walk-in closet, mini service kit.++ * Huge water view tiled patio & spa & updated boat slip * Perfect for care, multi gen * Newer floor coverings, newer roof, newer HVAC CLB for many more improvements, the community + This house proves Life is Good!

Getting Around

13
WalkingCar-Dependent
24
TransitMinimal Transit
52
BikeBikeable

Schools

7/10
Coronado Middle SchoolGrades 6-85.9 mi
10/10
Coronado High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1983

Materials

  • Roof: Composition
  • Construction materials: Stucco,Wood,Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Refrigerator,Built In Range,Double Oven,Built-In,Counter Top,Gas Water Heater
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Balcony,Bathtub,Built-Ins,Corian Counters,High Ceilings (9 Feet+),Kitchenette,Recessed Lighting,Remodeled Kitchen
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room
  • Common walls with other units/homes: No Unit Above or Below

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,862
  • Total interior livable area: 2,862 sqft

Property

Accessibility

  • Accessibility features: Other,See Remarks

Details

  • Parcel number: 6151305300
  • Zoning: R
  • Zoning description: R

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Patio & porch: Balcony,Deck,Lanai,Stone/Tile
  • Spa features: Private Portable
  • Fencing: Excellent Condition,Full
  • Has view: Yes
  • View description: Evening Lights,Water
  • Has water view: Yes
  • Water view: Water
  • Frontage type: N/K

Lot

  • Lot size: 5,112 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached,Direct Garage Access,Garage - Front Entry,Garage - Three Door
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,102$217,224
Home Insurance *$330$3,960
Property Taxes $3,224$38,688
Electricity $613$7,364
Total$22,269$267,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$763,508/yr
40% on housing$668,070/yr
45% on housing$593,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,251This listing

vs Other Active Listings

Avg $/sqft

ZIP 92118$1,411
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92118$1,430
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$3,580,000
2018-01-05Sold$1,750,000
2010-04-17Listing removed$2,495,000
2010-04-07Listed for sale$2,495,000

For Sale by Agent

AgentBrian Stewart
BrokerageRE/MAX Hometown, Realtors

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