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238 Regency Ct Unit C, Chula Vista, CA, 91911

3beds
2baths
1,212sqft
$560,000
$462price/sqft
$3,871/moest. monthly cost
$154,840/yrincome needed

About This Home

Welcome to this inviting 3 bedroom, 1.5 Baths modern and inviting layout nestled in a private Chula Vista cul-de-sac. This end unit offers tons of natural light private laundry room and spacious patio perfect for relaxing or entertaining. Enjoy the community pool and nearby park for outdoor recreation. Minutes from Downtown shopping and restaurants ideal for first-time home buyers. A transferable solar agreement adds ongoing value with monthly savings on SDG&E

Getting Around

41
WalkingCar-Dependent
30
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

6/10
Otay Elementary SchoolGrades K-60.9 mi
2/10
4/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Solar Panels
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: N/K
  • Cooling features: N/K

Interior Area

  • Total structure area: 1,212
  • Total interior livable area: 1,212 sqft

Property

Details

  • Parcel number: 6243651400

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common
  • Fencing: Privacy

Parking

  • Total spaces: 2
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$92$1,104
Property Taxes $550$6,600
Electricity $398$4,786
Total$3,871$46,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,720/yr
40% on housing$116,130/yr
45% on housing$103,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 91911$370
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 91911$573
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$575,000
2021-09-01Sold$430,000
2020-10-27Listing removed$2,150
2020-10-08Price change$2,150
2020-09-09Price change$2,295
2020-07-07Price change$2,395
2020-06-25Price change$2,495
2020-06-13Listed for rent$2,295
2015-11-30Sold$275,000
2002-08-07Sold$195,500
2000-03-23Sold$117,000
1998-04-17Sold$8,000
1995-11-22Sold$85,000
1995-07-12Sold$97,458

For Sale by Agent

AgentQuentin J Gibbons
BrokerageDream Home Realty And Lending

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