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1038 Delaware St, Imperial Beach, CA, 91932

4beds
2baths
1,584sqft
$825,000
$521price/sqft
$5,718/moest. monthly cost
$228,720/yrincome needed

About This Home

Fully Remodeled Coastal Home Just Minutes From the Beach! Welcome to 1038 Delaware Street, a beautifully renovated 4-bedroom, 2-bath home in the heart of Imperial Beach. This property has been fully remodeled from top to bottom, with major system upgrades and nearly everything brand new, offering modern comfort and true turnkey convenience. The home features a stunning new kitchen with contemporary cabinetry, sleek countertops, and stainless-steel appliances, along with fully updated bathrooms, new flooring throughout, fresh interior and exterior paint, and upgraded lighting that creates a bright, modern feel. Behind the walls, the home has been completely upgraded with brand-new plumbing and a fully new electrical system, giving buyers peace of mind and eliminating costly future repairs. Located just minutes from the beach, this home offers the best of coastal living with easy access to the Imperial Beach Pier, parks, local shops, dining, and major freeways. Set in a desirable residential neighborhood, it’s perfect for those seeking a move-in-ready home near the ocean. New systems, modern finishes, and a prime beach-close location—this Imperial Beach gem checks all the boxes.

Getting Around

79
WalkingVery Walkable
45
TransitSome Transit
69
BikeBikeable

Schools

3/10
5/10
4/10
Mar Vista AcademyGrades 7-81.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1947

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Gas Dryer Hookup,Outside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,584 sqft

Property

Details

  • Parcel number: 6263841400
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: First
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 4,050 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$137$1,644
Property Taxes $1,012$12,144
Electricity $398$4,786
Total$5,718$68,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,045/yr
40% on housing$171,540/yr
45% on housing$152,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 91932$529
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91932$643
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$899,000
2025-11-07Sold$520,000
2025-09-12Pending sale$550,000
2025-09-01Listed for sale$550,000

For Sale by Agent

AgentDean Alzaro
BrokeragePellego Inc

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