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935 Elm Ave, Imperial Beach, CA, 91932

6beds
2baths
1,710sqft
$1,095,000
$640price/sqft
$7,710/moest. monthly cost
$308,400/yrincome needed

About This Home

WOW! Imperial Beach is one of the last affordable beach communities in southern California. Single story corner lot Duplex, only 9-blocks from the beach! Both units have been recently updated, Elm about 2-years ago & Emory 2 months ago. Elm has stainless appliances and butcherblock counters, open plan to kitchen. Emory kept the vintage cabinets but added sleek new quarts countertops. Live in one side and rent out the other. Great opportunity for the VA or FHA buyer to supplement your income. Being on the corner you may consider developing multiple units on 1-lot or adding vertically. The garage is detached and has power connected to the Elm unit. Parking for roughly 6 cars off street total. Over $40k in recent renovation between both units. Close to North Island, Seal & Amphib Coronado Bases, 13th st Imperial Beach Naval Landing Field, and 32nd Naval Base San Diego, Nasco and National City Harbor Drive, Wamble & Brinser St docs.

Getting Around

84
WalkingVery Walkable
44
TransitSome Transit
63
BikeBikeable

Schools

3/10
5/10
4/10
Mar Vista AcademyGrades 7-81.0 mi

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2

Features

  • Common walls with other units/homes: 1 Common Wall,End Unit

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Property

Details

  • Parcel number: 6264100500
  • Attached to another structure: Yes
  • Zoning: R-2:MINOR MULTIPLE
  • Special condition: Standard

Features

  • Entry location: first floor raised foundation 3 steps
  • Pool features: None

Lot

  • Lot size: 7,199 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Front Yard,Garden,Level,Near Park,Near Public Transit

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$182$2,184
Property Taxes $1,594$19,128
Electricity $398$4,786
Total$7,710$92,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,342/yr
40% on housing$231,300/yr
45% on housing$205,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$640This listing

vs Other Active Listings

Avg $/sqft

ZIP 91932$527
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91932$643
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$999,000
2026-07-24Price change$1,095,000
2026-07-08Price change$1,149,000
2026-06-23Listed for sale$1,199,000

For Sale by Agent

AgentBrad Wilson
BrokerageDRW Services Group, Inc.

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