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4282 Layla Way, San Diego, CA, 92154

5beds
2baths
2,385sqft
$950,000
$398price/sqft
$6,819/moest. monthly cost
$272,760/yrincome needed

About This Home

Pride of ownership shines throughout this beautifully upgraded turnkey home! The seller spared no expense, investing over $156,000 in quality improvements to create a move-in-ready property for its next owner. Recent upgrades include new windows, laminate flooring, interior and exterior paint, upgraded bathroom fixtures, new toilets, vanity sinks, new kitchen sinks, closet doors, blinds throughout, newer appliances, including stove, microwave, and refrigerator, upgraded lighting, a new electrical panel with underground electrical service, furnace and HVAC system, refurbished roof with protective treatment, balcony improvements, and extensive landscaping enhancements. The front and backyard have been leveled and improved, including a new side walkway, creating both functionality and curb appeal. Situated on a spacious cul-de-sac lot in a desirable San Diego community, this property offers endless possibilities. The oversized lot provides ample space for a future ADU, RV parking, and parking for more than three vehicles in the driveway. Large front and rear yards make this an ideal property for entertaining, gardening, or accommodating a multigenerational family. Conveniently located near major freeways, schools, hospitals, military bases including Naval Base San Diego, the Gaylord Pacific Resort & Convention Center, shopping, dining, entertainment, and just minutes from the Otay Mesa and San Ysidro International Borders. This exceptional property offers the perfect combination of comfort, flexibility, and future potential. A rare opportunity that won't last long!

Getting Around

29
WalkingCar-Dependent
35
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

5/10
3/10
Montgomery Middle SchoolGrades 7-80.9 mi
5/10

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Cooling

  • Cooling features: None

Features

  • Bedroom on Main Level
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,385 sqft

Kitchen

  • Features: Granite Counters,Self-closing Cabinet Doors,Self-closing Drawers,Utility Sink

Property

Details

  • Parcel number: 6312402800
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood,Peek-A-Boo

Lot

  • Lot size: 7,000 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$169$2,028
Property Taxes $1,336$16,032
Electricity $511$6,137
Total$6,819$81,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,794/yr
40% on housing$204,570/yr
45% on housing$181,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 92154$364
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92154$499
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$950,000

For Sale by Agent

AgentTeresa Munguia
BrokerageColdwell Banker West

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