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1032 Iris Ave, Imperial Beach, CA, 91932

4beds
3baths
1,428sqft
$955,000
$669price/sqft
$5,918/moest. monthly cost
$236,720/yrincome needed

About This Home

Sellers to entertain offers between $925,000- $955,000! Live the coastal lifestyle in this charming and versatile corner single-story home. It offers endless possibilities featuring 4 bedrooms and 3 full bathrooms, currently configured to live like two separate units a 3/2 home and a 1/1 450sf apartment, with it's own front entrance and patio. The home is ideal for multi-generational living or rental income. Open layout kitchen, REAL hardwood floors throughout, crown molding, and 3 skylights bringing in lots of natural light. Outside features a large tile patio with a patio cover. The apartment has 1 bedroom, living room, kitchen, and it's own in unit laundry. This home is located in the coastal community of Imperial Beach—home to the southernmost beaches in Southern California and known for its peaceful seaside living. Don't let this home pass you by!

Getting Around

49
WalkingCar-Dependent
40
TransitSome Transit
53
BikeBikeable

Schools

4/10
4/10
Mar Vista AcademyGrades 7-80.9 mi
5/10

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Outside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: None

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,428 sqft

Property

Details

  • Parcel number: 6323221000
  • Zoning: R-1:Single Fam-Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,300 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,828$57,936
Home Insurance *$159$1,908
Property Taxes $533$6,396
Electricity $398$4,786
Total$5,918$71,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,902/yr
40% on housing$177,540/yr
45% on housing$157,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$669This listing

vs Other Active Listings

Avg $/sqft

ZIP 91932$528
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91932$643
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$955,000
2026-07-21Listing removed$3,900
2026-06-02Price change$3,900
2026-05-31Price change$4,350
2026-05-14Price change$4,450
2026-05-10Price change$3,900
2026-04-20Listed for rent$4,100
2026-01-20Listing removed$1,885
2025-11-22Price change$1,885
2025-10-28Listed for rent$1,900
2025-08-26Listing removed--
2025-07-19Listed for sale$995,000

For Sale by Agent

AgentFernando Cota
BrokerageColdwell Banker West

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