522 Bayona Loop, Chula Vista, CA, 91910
About This Home
*** FRESH NEW PRICE *** RANCHO DEL REY LIVING AT ITS FINEST! NO HOA, NO MELLO-ROOS, FULLY PAID-OFF SOLAR SYSTEM WITH 26 PANELS, PLUS SEPARATE PAID-OFF SOLAR SYSTEM DEDICATED TO THE PRIVATE POOL AND SPA- THIS CAN PROVIDE SIGNIFICANT SAVINGS ON YOUR ELECTRICITY COSTS, AND A RARE 3-CAR GARAGE. This beautifully maintained 4-BEDROOM, 3-FULL BATH home showcases pride of ownership throughout. Enter through the CUSTOM FRONT DOOR and be greeted by SOARING CEILINGS, ABUNDANT NATURAL LIGHT, and an open, inviting floor plan designed for both everyday living and entertaining. The spacious living and dining areas provide an elegant setting for gatherings, while the cozy family room with fireplace creates the perfect place to relax. The kitchen opens to the main living space, allowing for seamless interaction with family and guests. Recent upgrades include a FRESHLY PAINTED INTERIOR, BRAND-NEW CARPET, CUSTOM GARAGE DOOR, CUSTOM RAILING, PAID-OFF SOLAR SYSTEM, AND A HEATED POOL AND SPA WITH A BRAND-NEW HEATER—providing comfort, style, and energy efficiency. Step outside to your private backyard oasis featuring a SPARKLING POOL AND SPA, GAZEBO, OUTDOOR DINING AREA, and plenty of room to entertain. Whether hosting summer barbecues, family celebrations, or enjoying peaceful evenings under the stars, this backyard is designed for making lasting memories. Ideally located in one of CHULA VISTA’S MOST DESIRABLE NEIGHBORHOODS, this home offers convenient access to parks, walking trails, shopping, dining, golf courses, tennis courts, entertainment, top-rated schools, and major freeways. Opportunities like this are hard to find. Homes with NO HOA, NO MELLO-ROOS, PAID-OFF SOLAR, A PRIVATE POOL AND SPA, AND A 3-CAR GARAGE are among the most sought-after properties in Rancho del Rey. MOVE-IN READY AND LOADED WITH VALUE, this is the home you’ve been waiting for.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater,Microwave,Refrigerator,Solar Hot Water,Tankless Water Heater,Water Heater,Dryer,Washer
- Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air
Features
- All Bedrooms Up
- Window features: Double Pane Windows,Screens
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 2,381 sqft
Property
Details
- Parcel number: 6400314000
- Zoning: 91910
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: 0
- Private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,002 sqft
- Features: 11-15 Units/Acre
Parking
- Total spaces: 3
- Parking features: Concrete,Covered,Door-Multi,Direct Access,Driveway,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,821 | $81,852 |
| Home Insurance * | $260 | $3,120 |
| Property Taxes | $1,349 | $16,188 |
| Electricity | $510 | $6,126 |
| Total | $8,940 | $107,280 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $1,297,000 |
| 2026-07-20 | Listed for sale | $1,349,000 |
| 2022-08-23 | Sold | $1,125,000 |
| 2022-07-23 | Pending sale | $1,148,000 |
| 2022-07-01 | Listed for sale | $1,148,000 |
| 2004-05-05 | Sold | $630,000 |
| 1996-08-14 | Sold | $249,500 |
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