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323 N Loomis St, Naperville, IL, 60540

4beds
2baths
--sqft
$475,000
--price/sqft
$3,442/moest. monthly cost
$137,680/yrincome needed

About This Home

Fantastic Opportunity for Redevelopment / Investor in Naperville just steps from the Naperville Metra Station and from all that Downtown Naperville has to offer! The lot is zoned R2 - Single-Family & Low Density Multi-Family Residence District and is ripe for redevelopment. The Property currently houses a Spacious Sunny Two Story Side By Side DUPLEX - 2 Car Garage - Hardwood Floors - Ceiling fans - 12x12 Eat in Kitchens - each unit has a separate large private basement with washer -dryers. LOCATION - CENTRAL NAPERVILLE FANTASTIC RESIDENTIAL NEIGHBORHOOD ! LARGE YARD -- GARDEN AREA (Grow Your Own Vegetables) Within SIX BLOCK area; PACE Bus and METRA station - RiverWalk - Concerts - Restaurants - Shopping - Health Clubs - Local City and University Libraries - Churches - Parks - Naperville's Famous CENTENNIAL SWIMMING POOL with PICNIC GROUNDS and Sandy BEACH METRA/PACE Station for Non-Stop Commuter Express Trains to Chicago and PACE Bus local connections as well as to Wheaton and COD Community College Campus. Bike Everywhere! Nearby bike path to Du Page River Trail - METRA allows bikes on trains

Getting Around

84
WalkingVery Walkable
42
TransitSome Transit
56
BikeBikeable

Schools

9/10
7/10
9/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Combination

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 0818131020
  • Zoning: MULTI
  • Special condition: List Broker Must Accompany

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 57 x 140

Parking

  • Total spaces: 4
  • Parking features: Yes,Garage Owned,Detached,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$163$1,956
Property Taxes $748$8,976
Electricity $130$1,569
Total$3,442$41,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,011/yr
40% on housing$103,260/yr
45% on housing$91,786/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60540$351
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60540$266
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDoreen Booth
BrokerageBaird & Warner

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