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1386 Serena Cir Unit 1, Chula Vista, CA, 91910

2beds
2baths
1,043sqft
$575,000
$551price/sqft
$4,002/moest. monthly cost
$160,080/yrincome needed

About This Home

SHORT SALE APPROVED AT $575,000! Take advantage of this incredible opportunity to own a home in the highly desirable Serena Community of Chula Vista. With the short sale approval already secured at $575,000, buyers can move forward with greater confidence and avoid the uncertainty often associated with the short sale process. This inviting two-bedroom, two-bath condo offers comfort, privacy, and a central location with convenient access to major freeways, shopping, dining, military bases, and the beach. The light-filled open floor plan features a cozy gas fireplace and a private balcony off the kitchen, perfect for relaxing or enjoying outdoor dining. The primary suite is conveniently located on the main level, while the upstairs secondary bedroom provides excellent privacy and separation of space. The second level also features updated flooring. Additional highlights include central air conditioning, an in-unit stackable washer and dryer, ample storage, and an attached one-car garage with direct access. Residents enjoy resort-style amenities including a community pool, spa, beautifully maintained greenbelt areas, and are within walking distance of Discovery Park. This is a fantastic opportunity to own a well-located home with an approved short sale price already in place.

Getting Around

58
WalkingSomewhat Walkable
39
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

10/10
Discovery Charter SchoolGrades K-80.6 mi
8/10
5/10

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Closet,Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary
  • Flooring: Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,043 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 6423800422
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 2.20 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$110$1,320
Property Taxes $587$7,044
Electricity $398$4,786
Total$4,002$48,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,211/yr
40% on housing$120,060/yr
45% on housing$106,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$551This listing

vs Other Active Listings

Avg $/sqft

ZIP 91910$423
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 91910$529
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$575,000
2026-02-12Contingent$550,000
2026-01-29Listed for sale$550,000
2026-01-08Contingent$550,000
2025-12-17Price change$550,000
2025-11-20Listed for sale$575,000
2024-04-02Sold$615,000
2024-03-15Pending sale$615,000
2024-03-14Price change$615,000
2024-02-12Price change$599,900
2024-02-09Listed for sale$607,000
2024-02-05Contingent$607,000
2024-01-22Listed for sale$607,000
2022-05-10Contingent$565,000
2022-04-27Listed for sale$565,000
2021-01-13Sold$450,000
2020-12-09Pending sale$435,000
2020-12-02Listed for sale$435,000
2017-11-05Listing removed$2,390
2017-10-21Price change$2,390
2017-10-05Listed for rent$2,600
2012-06-12Sold$192,000
2012-03-03Listed for sale$199,000
2011-12-15Sold$162,500
2002-06-28Sold$218,000

For Sale by Agent

AgentRhiza Trinidad
BrokerageColdwell Banker West

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