See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10 Seddon Point, Pell City, AL, 35128

4beds
4baths
2,349sqft
$699,900
$298price/sqft
$4,330/moest. monthly cost
$173,200/yrincome needed

About This Home

Experience waterfront living at its finest in this beautifully maintained 4-bedroom, 4 full bath home featuring classic four-sides brick construction for timeless appeal and low maintenance. Nestled along the water’s edge, this property offers serene views and a peaceful setting perfect for both relaxing and entertaining. Inside, you’ll find a spacious and thoughtfully designed layout with generous living areas, a well-appointed kitchen, and ample natural light throughout. The primary suite provides a private retreat, while additional bedrooms offer flexibility for family, guests, or a home office. One of the standout features is the inviting all-seasons room—ideal for enjoying the beauty of the outdoors year-round, whether you’re sipping morning coffee or unwinding in the evening while taking in the waterfront scenery. Step outside to enjoy direct water access, making it easy to embrace boating, fishing, or simply soaking in the tranquil surroundings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
5/10
Pell City High SchoolGrades 9-124.1 mi
6/10
Walter M Kennedy SchoolGrades K-43.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Ice Maker,Microwave,Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 837

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Daylight

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Crown Molding,Linen Closet,Separate Shower,Tub/Shower Combo
  • Door features: French Doors,Storm Door(s)
  • Window features: Bay Window(s),Window Treatments,Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 717
  • Finished area above ground: 1,632

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,349 sqft

Kitchen

  • Features: Laminate Counters,Eat-in Kitchen,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Stall Shower

Details

  • Parcel number: 2902040003002.002
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch Screened
  • Exterior features: Sprinkler System
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Logan Martin
  • Frontage length: 150

Lot

  • Lot size: 0.79 Acres
  • Features: Acreage,Few Trees,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$366$4,392
Property Taxes $163$1,956
Electricity $262$3,154
Total$4,330$51,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,457/yr
40% on housing$129,900/yr
45% on housing$115,466/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 35128$187
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 35128$157
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$650,000
2026-06-22Price change$699,900
2026-05-21Listed for sale$775,000
2015-01-09Sold$350,000
1996-08-15Sold$190,000

For Sale by Agent

AgentDeborah Cochran
BrokerageERA King Real Estate - Pell City

Similar Homes