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5551 Gala Ave, San Diego, CA, 92120

3beds
2baths
1,462sqft
$1,249,000
$854price/sqft
$8,289/moest. monthly cost
$331,560/yrincome needed

About This Home

Beautifully updated and move-in ready in the heart of Allied Gardens! This bright and inviting home offers abundant natural light, modern updates, and thoughtful improvements throughout. The major upgrades have already been completed for you, including a new roof (2025), tankless water heater (2025), remodeled kitchen (2023), beautifully updated primary bathroom (2026), fresh interior and exterior paint, luxury vinyl plank flooring throughout, new carpet, updated bathroom fixtures, new medicine cabinets, and stylish finishes throughout. Simply move in and appreciate a home that has been thoughtfully updated and well maintained. The low-maintenance backyard is designed for year-round enjoyment with artificial turf, mature citrus trees, avocado trees, and plenty of space to relax or entertain. Ideally located in the highly desirable Allied Gardens neighborhood, this home is minutes to Lake Murray, Mission Trails Regional Park, shopping, dining, parks, top-rated schools, major freeways, SDSU, with close proximity to downtown San Diego, and the beaches. This turnkey home offers the perfect combination of comfort, convenience, and the best of the San Diego lifestyle.

Getting Around

24
WalkingCar-Dependent
26
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

7/10
Marvin Elementary SchoolGrades K-50.3 mi
7/10
Lewis Middle SchoolGrades 6-80.6 mi
9/10
Patrick Henry High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1957

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Family Room,Gas Starter,Masonry,Raised Hearth
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,462 sqft

Property

Details

  • Parcel number: 6720804200
  • Zoning: R-1
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood,None

Lot

  • Lot size: 6,000 sqft
  • Features: Front Yard,Garden,Landscaped,Level,Sprinkler System,Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$200$2,400
Property Taxes $1,376$16,512
Electricity $398$4,786
Total$8,289$99,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,194/yr
40% on housing$248,670/yr
45% on housing$221,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$854This listing

vs Other Active Listings

Avg $/sqft

ZIP 92120$484
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92120$680
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$1,249,000
2023-04-24Sold$901,000
2023-02-23Pending sale$899,000
2023-02-16Listed for sale$899,000
2021-03-04Sold$805,000
2021-02-17Pending sale$799,999
2021-02-11Listed for sale$699,999
2005-08-26Sold$470,000

For Sale by Agent

AgentDawn Surprenant
BrokerageWillis Allen Real Estate

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