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4208 Cogswell Ave, Pell City, AL, 35125

3beds
2baths
1,950sqft
$339,000
$174price/sqft
$2,275/moest. monthly cost
$91,000/yrincome needed

About This Home

PROFESSIONAL PHOTOS COMING SOON! Welcome to 4208 Cogswell Ave! This newly renovated home offers 3 bedrooms and 2 bathrooms. Beautiful hardwood flooring, ceramic tile and granite countertops! Nothing was spared on this one level all brick rancher! This home offers just under 2000 square ft! All the rooms are oversized and perfect for entertaining. The front entrance is very roomy and inviting. To the right upon entering, is a large family room with a fireplace (Natural Gas) and an abundance of natural lighting. Just off of the family room, there is a large dining room with plenty of wall space for buffetts and china cabinets. On the other side of the home, you have 3 oversized bedrooms and 2 full baths. The yard is nice and flat and has been freshly updated with new zoysia sod and modern shrubbery. A new deck awaits you to relax! There is a small workshop in the back for your outdoor hobbies and lawn equipment. This home also offers a single car garage and a large utility room.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
5/10
Pell City High SchoolGrades 9-122.3 mi
--
Duran SouthGrades 72.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Electric Cooktop,Dishwasher,Microwave,Electric Oven,Self Cleaning Oven,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Recessed Lighting,Workshop (INT),Smooth Ceilings,Double Vanity,Tub/Shower Combo
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Gas Starter,Insert,Ventless,Gas Log,Family Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,950

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,950 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2903050002008000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Open (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Detached,Driveway,Parking (MLVL),Open,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$242$2,904
Property Taxes $79$948
Electricity $240$2,881
Total$2,275$27,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,000/yr
40% on housing$68,250/yr
45% on housing$60,666/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 35125$72
St. Clair County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 35125$144
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$339,000
2021-03-24Listing removed--
2019-01-29Listing removed$950
2019-01-25Listed for rent$950
2018-12-28Sold$71,100
2018-10-20Price change$79,000
2018-10-05Price change$83,400
2018-09-15Price change$89,700
2018-08-31Price change$97,100
2018-08-16Listed for sale$106,100
2018-08-09Sold$103,919
2018-07-28Listed for sale$114,300
2018-03-03Listing removed$1,400
2018-02-04Listed for rent$1,400
2018-01-14Listing removed$135,000
2017-10-17Price change$135,000
2017-09-28Listed for sale$149,000
2005-10-11Sold$370,734

For Sale by Agent

AgentJulie Luker
BrokerageKeller Williams Pell City

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