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1414 Cedar St, San Bernardino, CA, 92404

5beds
3baths
1,738sqft
$560,000
$322price/sqft
$4,044/moest. monthly cost
$161,760/yrincome needed

About This Home

BEAUTIFUL HOME - Completely renovated and versatile property that offers two living spaces under one roof, making it perfect for a large family or for potential rental income. The main house features 4 spacious bedrooms and 2 bathrooms, plus a 204 SqFt 1 bedroom / 1 bath attached studio ADU unit making it a total 5 bedrooms / 3 bathrooms home. The ADU has its own separate entrance, creating privacy and flexibility for all members of the home. Inside this beautiful property you will find NEW tile flooring thru-out the home, NEW ceiling fans in most rooms, and generously sized bedrooms that provide comfort and functionality, NEW Kitchen with NEW appliances, NEW lighting fixtures throughout, NEW countertops in the kitchen, and freshly painted inside and out. What a great opportunity for a new homeowner seeking additional living space or a rental income home in a desirable location! Don't miss out on this excellent investment, this property is a must-see. Close to shopping, fwys, parks and Schools. Title has it as a 3 bedroom 1 bathroom home, interested buyers and buyer's agents are advised to do their own due diligence to verify all information.

Getting Around

48
WalkingCar-Dependent
39
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Pacific High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,738 sqft

Property

Details

  • Parcel number: 0147113240000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,600 sqft
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$147$1,764
Property Taxes $668$8,016
Electricity $398$4,786
Total$4,044$48,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,651/yr
40% on housing$121,320/yr
45% on housing$107,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 92404$247
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92404$373
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$574,000
2026-03-01Price change$579,000
2026-02-25Price change$574,000
2026-01-30Price change$579,000
2026-01-22Price change$584,000
2025-12-28Price change$589,000
2025-11-17Price change$599,000
2025-10-28Listed for sale$609,000
2025-05-07Sold$415,000
2025-04-27Pending sale$399,000
2025-04-23Listed for sale$399,000

For Sale by Agent

AgentHector Montano
BrokerageNew Leaf Realty

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