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405 Liberty Rd, Englewood, NJ, 07631

5beds
6baths
--sqft
$2,395,000
--price/sqft
$16,990/moest. monthly cost
$679,600/yrincome needed

About This Home

Experience a South-facing all-brick architectural masterpiece situated on a stunning property with waterfront views of Miller's Pond. This grand estate features a marble entry foyer that introduces a magnificent open floor plan where walls of glass frame the serene landscape. The great room, anchored by a classic wood-burning fireplace, is designed for gracious entertaining and seamless indoor-outdoor living. A magazine-worthy chef's kitchen boasts high-end appliances, granite counters, and a sun-drenched vaulted breakfast room with direct access to a stunning marble patio and full outdoor kitchen. Follow the marble walkway to your private oasis featuring a heated saltwater pool and custom waterfall. The expansive primary suite is a true sanctuary with a French balcony, steam shower,dual walk-in closets, and a spa-inspired luxury bath. All four additional bedrooms include en-suite baths, including a convenient first-floor suite perfect for guests or extended family. The home is further elevated by a full, finished walkout lower level designed for ultimate recreation, complete with a professional movie theater, private gym, wet bar, and a bedroom w/full bathroom. This tech-forward home features countless smart-home integrations, a whole-house water filtration system, surround sound, 3-zone high-efficiency heating and cooling, and a durable, composite roof. Located just minutes from NYC, this private retreat offers a rare blend of luxury, privacy, and modern convenience.

Getting Around

44
WalkingCar-Dependent
43
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
5/10
J E Dismus Middle SchoolGrades 6-80.1 mi
3/10
Dwight Morrow HighGrades 9-120.3 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • One Floor Living
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central Air

Property

Details

  • Parcel number: 150020400000000112

Features

  • Pool features: Heated,In Ground,Liner
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Regular

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,110$145,320
Home Insurance *$915$10,980
Property Taxes $3,772$45,264
Electricity $193$2,318
Total$16,990$203,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$582,514/yr
40% on housing$509,700/yr
45% on housing$453,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07631$820
Bergen County$632

vs Homes Sold Last Month

Median $/sqft

ZIP 07631$447
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$2,395,000
2024-02-29Listing removed--
2020-05-23Listed for sale$1,949,000
2020-04-02Listing removed$2,200,000
2019-04-30Listed for sale$2,200,000
2014-04-04Sold$150,000

For Sale by Agent

AgentLinda Rowe
BrokerageChristie's International Real Estate Group-Ridgewood

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