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106 Koch Ln, Old Tappan, NJ, 07675

5beds
5baths
--sqft
$2,690,000
--price/sqft
$19,476/moest. monthly cost
$779,040/yrincome needed

About This Home

Welcome to 106 Koch Lane, a spectacular luxury residence nestled on a quiet cul-de-sac in the heart of Old Tappan, located within the town's highly sought-after Blue Ribbon school district. This impressive custom-built home spans approximately 5,914 square feet on an expansive 0.87-acre lot, offering exceptional space, privacy, and modern design. A dramatic two-story foyer introduces an elegant layout ideal for today's lifestyle, featuring a first-floor bedroom, private home office, formal living room, and a spacious family room with a gas fireplace. The modern eat-in kitchen features a large center island and sliding glass doors leading to the patio, creating seamless indoor-outdoor living. A custom wet bar with sink connects to the formal dining room, perfect for entertaining. The second level offers four generously sized bedrooms, a second laundry room, and a large recreation space ideal for a gym, media room, or playroom. The primary suite includes his and her walk-in closets and a beautifully appointed bath with double vanity, soaking tub, and separate shower. Thoughtful design and impressive scale create a warm yet refined living experience in one of Bergen County's most desirable communities.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Asphalt Shingle
  • Construction materials: See Remarks,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas-Propane Leased
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen,Separate Dining Area

Property

Details

  • Parcel number: 1143004020000000020002

Lot

  • Lot size: 0.92 Acres
  • Lot size dimensions: 247 x 153

Parking

  • Total spaces: 3
  • Parking features: Concrete,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,602$163,224
Home Insurance *$664$7,968
Property Taxes $5,017$60,204
Electricity $193$2,318
Total$19,476$233,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$667,748/yr
40% on housing$584,280/yr
45% on housing$519,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07675$634
Bergen County$632

vs Homes Sold Last Month

Median $/sqft

ZIP 07675$456
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$2,790,000
2022-08-31Sold$1,930,000
2018-12-24Listing removed$1,680,000
2018-08-22Price change$1,680,000
2018-08-14Listed for sale$1,790,000
2016-12-01Sold$1,500,000
2010-02-03Sold$785,000

For Sale by Agent

AgentAttilio Adamo
BrokerageSerhant New Jersey Llc

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