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78 Autumn Way #15, Montvale, NJ, 07645

3beds
3baths
--sqft
$980,000
--price/sqft
$6,860/moest. monthly cost
$274,400/yrincome needed

About This Home

WOW! A world of extravagance & beauty await you in this Gorgeous newer townhome in desirable Reserve at Montvale community! Stunning with gleaming wood floors, this elegant home combines traditional style with modern amenities, making it the perfect space to call home. Enter into a spacious & welcoming entry hall with an open stairwell as its focal point. Continue into the open-concept great room space with high ceilings & flooded with natural light. The living room creates warmth & coziness with a gas fireplace & windows overlooking the private backyard. The dining room has a glistening chandelier & sliders to a private deck. The chef's kitchen features a huge island with seating along with granite countertops, designer glass backsplash & dark solid wood cabinets throughout. A GE wall oven and microwave, along with a 5-burner GE Cafe cooktop makes cooking in this kitchen a breeze. A butlers pantry makes a fantastic coffee bar while the built-in desk area is ideal for working from home. The walk-in pantry offers plenty of storage as well. The second floor opens to a spacious loft area, large enough to host a home office or another lounge seating area. The primary suite is stunning in every way, with an enormous wardrobe room & updated en-suite bathroom, complete with a corner soaking tub, walk-in shower and double vanity. 2 additional bedrooms, bath & laundry on this level. The basement is unfinished and plumbed for a future bathroom. Hurry! Must see!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Fieldstone Middle SchoolGrades 5-80.7 mi
7/10
Pascack Hills High SchoolGrades 9-121.0 mi
7/10

Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Property

Details

  • Parcel number: 3600302000000001C0015

Features

  • Waterfront features: None

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$169$2,028
Property Taxes $1,543$18,516
Electricity $193$2,318
Total$6,860$82,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,200/yr
40% on housing$205,800/yr
45% on housing$182,933/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07645$552
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07645$426
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$980,000
2016-04-29Sold$650,000

For Sale by Agent

AgentGhada Abbasi
BrokerageColdwell Banker, Ridgewood

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