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4745 S Union Ave, Independence, MO, 64055

3beds
3baths
1,831sqft
$235,000
$128price/sqft
$1,755/moest. monthly cost
$70,200/yrincome needed

About This Home

Your chance to leave the lawn moving to someone else is here.You will marvel at this wonderful 3 bedroom 3 bath home plenty of room to stretch out and relax in this maintenance free villa.This home needs to be on your must see list.

Getting Around

39
WalkingCar-Dependent
18
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

6/10
3/10
Raytown Middle SchoolGrades 6-81.9 mi
2/10
Raytown Sr. High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Stone Trim,Vinyl Siding

Other

  • Builder name: Walker Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Villa

Interior

Appliances

  • Laundry features: Bedroom Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Basement BR,Egress Window(s),Finished,Full

Bathroom1

  • Features: Granite Counters,Shower Over Tub
  • Level: First
  • Area: 45

Bathroom1

  • Features: Granite Counters,Shower Only
  • Level: Basement
  • Area: 48

Bedroom2

  • Features: All Carpet
  • Level: First
  • Area: 169

Bedroom3

  • Features: All Carpet
  • Level: Basement
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Ceramic Tiles
  • Level: First
  • Area: 160

Family Room

  • Features: All Carpet
  • Level: Basement
  • Area: 266

Features

  • Kitchen Island
  • Window features: Thermal Windows
  • Flooring: Carpet
  • Finished area below ground: 596
  • Finished area above ground: 1,235

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,831
  • Total interior livable area: 1,831 sqft

Kitchen

  • Features: Ceramic Tiles,Granite Counters,Kitchen Island
  • Level: First
  • Area: 160

Living Room

  • Features: All Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 240

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Granite Counters
  • Level: First
  • Area: 60

Master Bedroom

  • Features: All Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 182

Property

Details

  • Parcel number: 33440013200000000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 7,199 sqft
  • Features: City Lot,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$205$2,460
Property Taxes $221$2,652
Electricity $141$1,693
Total$1,755$21,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,171/yr
40% on housing$52,650/yr
45% on housing$46,800/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 64055$170
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64055$143
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$235,000
2026-07-31Price change$235,000
2026-07-15Listed for sale$245,000
2020-12-04Sold--
2020-10-01Pending sale$209,900
2020-01-29Listed for sale$209,900

For Sale by Agent

AgentCoach Ed Wilson
BrokerageUnited Real Estate Kansas City

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