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5400 Ranch Marina Rd, Pell City, AL, 35128

2beds
1baths
1,235sqft
$499,777
$405price/sqft
$3,144/moest. monthly cost
$125,760/yrincome needed

About This Home

Bring all offers! Great fixer upper with beautiful lot! This is a fantastic getaway with the most awesome view. The home needs tlc but has great bones. The lot may could be split possibly subject to verification. Hardwood floors in living room and bedrooms. Custom tile in kitchen and bathroom. The Kitchen has been setup to have washer and dryer for convience. The sunroom is a great spot to overlooking lake. Fenced backyard. Basement is ideal for storage. Garage has been enclosed. Front porch is so cute. The heat and air was replaced in approximately 2016. The roof replaced in approximately 2017. The water heater was replaced in 2016. Woods on the front of the yard. The back yard has a big concrete pad perfect for family fun. The pier has been partially replaced. The jet ski port and attached floating pier do not stay with the home. Selling as is! Shared driveway. Back porch recently enclosed.Must have appointment Dog is present so do not pull in driveway. Selling As-is!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
--
Duran SouthGrades 75.9 mi
4/10
Pell City High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Basement
  • Construction materials: Brick Over Foundation,Block,Vinyl Siding,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Yes

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Block

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None,Separate Shower
  • Flooring: Hardwood,Tile
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,235

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,235 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 3002040001014.000
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Dock
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Logan Martin
  • Frontage length: 166

Lot

  • Lot size: 1.67 Acres
  • Features: Acreage,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Parking (MLVL),Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$261$3,132
Property Taxes $116$1,392
Electricity $240$2,881
Total$3,144$37,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,794/yr
40% on housing$94,320/yr
45% on housing$83,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 35128$190
St. Clair County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 35128$157
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$524,777
2026-05-05Price change$547,777
2026-04-29Listed for sale$577,777
2026-04-16Listing removed$447,777
2026-03-20Price change$447,777
2026-03-09Price change$467,777
2026-02-24Price change$477,777
2025-12-14Price change$479,777
2025-12-02Price change$499,777
2025-12-01Price change$514,777
2025-11-25Price change$527,777
2025-11-05Price change$529,777
2025-11-04Price change$549,777
2025-10-31Price change$577,777
2025-09-25Price change$599,777
2025-08-23Price change$617,777
2025-07-21Price change$627,777
2025-07-16Price change$637,777
2025-06-11Price change$647,777
2025-04-16Price change$677,777
2025-04-05Price change$699,777
2025-03-31Price change$647,777
2025-03-17Price change$667,777
2025-03-10Price change$674,777
2025-03-05Listed for sale$677,777
2015-06-30Sold$150,000
2014-05-14Sold$276,250

For Sale by Agent

AgentMaria Price
BrokerageARC Realty Vestavia

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