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2554 N State St, San Bernardino, CA, 92407

2beds
1baths
934sqft
$449,999
$482price/sqft
$3,307/moest. monthly cost
$132,280/yrincome needed

About This Home

Step into this exquisite home. This house boasts a stunning kitchen. Fresh NEW paint inside and outside. As you explore the house, you'll find a relaxing huge front, side yard andbackyard, perfect for unwinding after a long day. Additionally, 2 beautiful bedrooms and 1 exquisite bathrooms offering you the ultimate indulgence. The kitchen is adorned with tile. This home gives you a relaxing feel with how spacious it is. One of the most enchanting aspects of this home is its magnificent mountain views with its huge lot, creating a serene backdrop to your everyday life. This peaceful location truly makes this house a haven. One of the best features of this property is its prime location – there are NO Homeowners Association (HOA) fees, and you'll be just a stone's throw away from schools, shopping centers, restaurants, and Convenience is at your fingertips. Don't miss the opportunity to call this beautiful house your home. With its impressive features and unbeatable location, it's more than a home – it's a lifestyle you have been waiting for"

Getting Around

28
WalkingCar-Dependent
23
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

4/10
Muscoy Elementary SchoolGrades K-60.6 mi
3/10
4/10
Arroyo Valley High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1947

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: See Remarks

Interior Area

  • Total interior livable area: 934 sqft

Property

Details

  • Parcel number: 0268261160000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 10,725 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 9
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$117$1,404
Property Taxes $517$6,204
Electricity $398$4,786
Total$3,307$39,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,382/yr
40% on housing$99,210/yr
45% on housing$88,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 92407$303
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92407$333
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$499,999
2026-07-08Listed for sale$449,999
2016-04-21Sold$145,000
2016-02-22Pending sale$164,900
2016-01-20Listed for sale$164,900
2008-12-09Sold$59,500
2008-11-01Listed for sale$55,430
2005-03-28Sold$210,000
2003-10-06Sold$110,000
2002-10-22Sold$50,000
1996-10-02Sold$25,000
1995-12-05Sold$40,200

For Sale by Agent

AgentClaudio Rangel
BrokerageCamino Real Realtors

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