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21 Joslin St, Leominster, MA, 01453

4beds
3baths
2,590sqft
$695,900
$269price/sqft
$5,050/moest. monthly cost
$202,000/yrincome needed

About This Home

PRICE REDUCED! 4 generous bedrooms and 3 full baths provide so much flexibility in this 2020 spectacular North Leominster home where style, comfort & convenience come together. From the moment you step into the impressive foyer with brilliantly accented wainscoting, you'll appreciate the thoughtful design & upgrades throughout including hardwood floors. The heart of the home features a stunning kitchen with gas cooking & granite countertops open to the dining area & living room with an inviting fireplace - perfect for entertaining and everyday living. The first floor full bath and bedroom provide additional options. The gorgeous main bedroom suite offers a large walk-in closet and a private bathroom. Step into the bonus room for an office, workout room, play area, hobby room, a reading nook or maybe another bedroom depending upon your needs. Enjoy the outdoors on the deck overlooking the fenced-in yard. WOULDN'T YOU LOVE TO HAVE NO ELECTRIC BILL? With the OWNED SOLAR, the current seller simply doesn't pay electrical bills. The owned solar panels produce more electricity than the seller uses REDUCING their utility COSTS significantly. Of course, your savings would be based upon your usage. Finish off the basement and you'll have even more space! Located near shopping, restaurants, the MBTA commuter rail, major highways, parks, hiking trails & a golf course right around the corner, this home offers the perfect blend of elegance, practicality & location. Leominster's Central Mass location provides convenient access to many surrounding areas of the state and throughout New England. Events such as the Johnny Appleseed festival, farmers markets and library programs bring the community together. The Sholan Farms apple orchard, Leominster State Forest, the Doyle Community Park and the Monoosnoc Ridge Trail plus nearby Wachusett Mountain offer many opportunities for outdoor recreation and exploring nature. The proximity to Fitchburg State University, Worcester and Boston offer many educational options. Leominster has so many events and amenities while still allowing many places for peace and relaxation. Move right in and start enjoying all that makes Leominster fabulous!

Getting Around

13
WalkingCar-Dependent
12
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

6/10
Sky View Middle SchoolGrades 6-80.9 mi
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Bathroom - Full
  • Level: First
  • Area: 48

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink
  • Level: Second
  • Area: 143

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink
  • Level: Second
  • Area: 56

Bedroom2

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 130

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 156

Bedroom4

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring - Hardwood, Wainscoting
  • Level: First
  • Area: 121

Features

  • Walk-In Closet(s),Recessed Lighting,Living/Dining Rm Combo,Bonus Room
  • Flooring: Tile,Hardwood,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,590

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,590
  • Total interior livable area: 2,590 sqft

Kitchen

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 110

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 221

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 255

Property

Details

  • Parcel number: M:0575 B:0006 L:0001,1590017
  • Zoning: RA
  • Exclusions: 2nd Floor Washer And Dryer. Seller Personal Property.

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced
  • Frontage length: 80.00

Lot

  • Lot size: 0.50 Acres
  • Features: Level,Sloped

Parking

  • Total spaces: 6
  • Parking features: Attached,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,518$42,216
Home Insurance *$235$2,820
Property Taxes $787$9,444
Electricity $510$6,128
Total$5,050$60,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,142/yr
40% on housing$151,500/yr
45% on housing$134,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 01453$220
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01453$283
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$695,900
2026-08-03Price change$695,900
2026-07-22Price change$724,900
2026-06-19Listed for sale$750,000
2020-05-26Sold$439,900
2020-02-18Pending sale$439,900
2020-01-21Listed for sale$439,900

For Sale by Agent

AgentMichelle Haggstrom
BrokerageKeller Williams Realty North Central

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