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408 Whitney St, Northborough, MA, 01532

4beds
3baths
2,180sqft
$749,000
$344price/sqft
$5,311/moest. monthly cost
$212,440/yrincome needed

About This Home

New Price and Motivated Seller – Don't Miss This Opportunity! Colonial home with 4 bedrooms and 2.5 baths, ideally situated in a quiet, sought-after neighborhood. The welcoming main level features formal living and dining rooms with hardwood floors, an updated kitchen with maple cabinetry, granite countertops, a gas stove, recessed lighting, pantry, and a bright dining area. The adjoining family room offers a cozy fireplace with hardwood flooring, while the sun-drenched bonus room features a vaulted ceiling, skylight, and direct access to the deck—perfect for relaxing or entertaining. A convenient first-floor laundry area and half bath complete the main level. Upstairs, the spacious primary suite includes hardwood floors, double closets, and a private bath with a shower. Three additional bedrooms, all with hardwood flooring and generous closet space, share a beautifully remodeled full bath with a custom tiled tub and shower. The unfinished lower level with built-in cabinetry provides excellent potential for a home gym, or recreation space. New Water heater (2021), New Roof (2024), Newly Remodeled 2nd floor bathroom (2025). Two Gas Furnaces (2006 & 2016), Several windows replaced in recent years. Gas for Heat/Cooking. Additional features include a two-car garage, large backyard with a storage shed, and an ideal location just minutes from major highways, shopping, dining, and everyday conveniences. Recently reduced in price, this motivated seller is ready to make a deal—schedule your showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Microwave,Washer,Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dishwasher,Range
  • Laundry features: Flooring - Stone/Ceramic Tile,First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom3

  • Features: Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First

Family Room

  • Features: Flooring - Hardwood
  • Level: First

Features

  • Cathedral Ceiling(s),Vaulted Ceiling(s),Bonus Room,Internet Available - Broadband
  • Door features: Insulated Doors
  • Window features: Skylight(s),Insulated Windows
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,180

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,180
  • Total interior livable area: 2,180 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Gas Stove
  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: 1629566
  • Zoning: Res
  • Exclusions: Personal Belongings

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood,Storage

Lot

  • Lot size: 0.94 Acres
  • Features: Wooded,Level

Parking

  • Total spaces: 6
  • Parking features: Attached,Under,Storage,Paved Drive,Shared Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$211$2,532
Property Taxes $884$10,608
Electricity $429$5,158
Total$5,311$63,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,091/yr
40% on housing$159,330/yr
45% on housing$141,626/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 01532$334
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01532$340
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$729,000
2026-07-24Price change$749,000
2026-07-10Price change$757,000
2026-05-21Listed for sale$769,000
2004-07-01Sold$463,000
1998-05-01Sold$247,900

For Sale by Agent

AgentMichelle Gillespie
BrokerageKeller Williams Pinnacle MetroWest

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