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511 E County Rd, Rutland, MA, 01543

3beds
2baths
1,258sqft
$435,000
$346price/sqft
$3,185/moest. monthly cost
$127,400/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, extra bonus room or office space, 2 full bath home set on a peaceful wooded lot in Rutland. The home features a primary bedroom with en suite bath, offering comfort and privacy. Thoughtfully updated, this property includes brand new 2-zone mini split heat pumps, a new sub-panel, and full attic insulation for year-round efficiency. Enjoy an adorable kitchen, Brand new Anderson Slider door and basement windows, Harvey vinyl windows, and updated garage doors. Outside, take in the extensive landscaping and serene setting. Major upgrades include a brand new hot water heater, new water well and 3 series water filtration system, septic system, and driveway (2023)—a huge value-add for buyers. Conveniently located near Comet Pond and the rail trail for outdoor recreation.Move-in ready and meticulously cared for—don’t miss this one!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
7/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Tankless Water Heater,Range,Refrigerator,Range Hood
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Interior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood,Tile,Carpet
  • Finished area above ground: 1,258

Heating & Cooling

  • Heating features: Baseboard,Electric Baseboard,Oil,Ductless
  • Cooling features: Dual,Ductless

Interior Area

  • Total structure area: 1,258
  • Total interior livable area: 1,258 sqft

Kitchen

  • Features: Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: M:48 B:B L:2,3740659
  • Zoning: RES
  • Exclusions: Washer And Dryer May Or May Not Convey.

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Rain Gutters

Lot

  • Lot size: 1 Acres
  • Features: Wooded

Parking

  • Total spaces: 6
  • Parking features: Attached,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Drought
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$128$1,536
Property Taxes $504$6,048
Electricity $354$4,259
Total$3,185$38,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,200/yr
40% on housing$95,550/yr
45% on housing$84,933/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 01543$264
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01543$293
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$452,000
2026-04-13Listed for sale$455,000
2024-03-14Sold$397,400
2024-01-09Price change$397,400
2023-11-30Listed for sale$399,900
2023-09-12Sold$262,000
2023-07-17Listed for sale$280,000
2023-01-25Listing removed$309,900
2022-08-18Price change$309,900
2022-08-10Listed for sale$329,900
1994-03-30Sold$84,900

For Sale by Agent

AgentJillian Graciale
BrokerageColdwell Banker Realty - Leominster

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