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1037 H Ln, Big Bear City, CA, 92314

3beds
2baths
2,320sqft
$499,995
$216price/sqft
$4,157/moest. monthly cost
$166,280/yrincome needed

About This Home

Welcome to a true Big Bear escape that feels like you accidentally found the "keep this place a secret" side of the mountains. Tastefully updated with a warm, luxury-rustic vibe, the home is wrapped in oversized wood decks where your morning coffee comes with forest-and-mountain views plus the fields below where you'll often spot people riding horseback (yes, it's that peaceful and cinematic). And because this is the mountains in the best way, the wildlife is part of the daily show: wild burros wandering through, chipmunks and squirrels scurrying about, all kinds of birds, and yes, even the occasional bear can be spotted safely from the deck. Inside, the magic hits immediately: shiplap vaulted ceilings that soar double-high, massive windows and sliders that flood the home with natural light, and a large wood-burning fireplace that turns every winter night into a postcard. The open floor plan keeps the home airy, social, and functional perfect for entertaining big groups without anyone feeling tucked away. Whether you're hosting a holiday weekend, after-ski hang, or summer BBQ, this layout was made for people to gather, spread out, and still feel connected.The updated kitchen anchors the main level and flows seamlessly into the living and dining areas, so the cook is never banished to a separate room (a true crime in vacation homes). It's the kind of space where everyone ends up congregating anyway snacks on the counter, music on, fireplace going, and those views always doing the heavy lifting. Up above, the loft adds maximum flexibility and can absolutely function as a 4th bedroom ideal for extra guests, a work-from-the-mountains setup, a play space, or a cozy sleep zone that still feels connected to the great room below.Step outside and breathe it in pine trees all around, crisp mountain air that actually smells good, and the kind of calm you can't replicate in the city. And location-wise, you get the best of Big Bear without the touristy chaos: minutes to the slopes, Big Bear Lake, the Village, and the airport, yet tucked into a quieter pocket where the loudest thing is usually the wind in the trees.This property has also been a very successful vacation rental thanks to its charm, design, and "mountain getaway" feel the kind of place guests don't want to leave and always try to rebook. Bonus: there's a large room on the garage level that was already in the process of being converted into a second unit. Plumbing and electrical are right there, so you can take it whichever direction fits your vision: guest suite, game room, theater, studio, or income potential. There's also ample space on the lot to park an RV or a boat trailer, plus plenty of room for guests the lot can easily accommodate 5 cars, and potentially up to 12 when you really need the extra parking. Furniture can convey with the property if the buyer chooses, making this an easy, turnkey escape from day one. If you've been looking for a home that delivers views, comfort, style, and the flexibility to fit your lifestyle (and your guest list), 1037 H Lane is the one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
6/10
Big Bear Middle SchoolGrades 6-86.4 mi
6/10
Big Bear High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Barbeque,Recirculated Exhaust Fan,Range/Oven,Microwave,Disposal,Freezer,Refrigerator,Washer,Water Line to Refrigerator,Gas Water Heater,Tankless Water Heater
  • Laundry features: Inside

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Breakfast Area,Breakfast Counter / Bar,Dining Area
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 2,320 sqft

Property

Details

  • Parcel number: 0315181460000
  • Zoning: BV/RS
  • Special condition: Standard
  • Other equipment: Cable

Features

  • Levels: Three Or More
  • Stories: 2
  • Pool features: None
  • Exterior features: Rain Gutters
  • Spa features: None
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods,Pasture
  • Waterfront features: None

Lot

  • Lot size: 6,372 sqft
  • Lot size dimensions: 85 x 75

Parking

  • Total spaces: 4
  • Parking features: Garage Is Attached,Garage - 2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$221$2,652
Property Taxes $911$10,932
Electricity $497$5,969
Total$4,157$49,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,525/yr
40% on housing$124,710/yr
45% on housing$110,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 92314$223
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92314$325
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$544,000
2026-03-19Price change$549,000
2026-01-18Listed for sale$599,995
2010-09-07Sold$105,000
2004-07-28Sold$280,000

For Sale by Agent

AgentThomas Struckhoff
BrokerageCompass

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