See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12 Hope Way, Rutland, MA, 01543

2beds
1baths
832sqft
$259,900
$312price/sqft
$2,045/moest. monthly cost
$81,800/yrincome needed

About This Home

Lake Living Made Easy! Enjoy the charm of lakeside living in this inviting 2-bedroom home, perfectly suited for year-round enjoyment or a relaxing getaway. The open-concept kitchen and family room create a bright and welcoming space for gathering with family and friends, while the deck provides the perfect spot for morning coffee, outdoor dining, or simply taking in the peaceful surroundings.Just a short walk away, you’ll find access to a private beach on the lake, offering excellent swimming, boating, and fishing opportunities. Whether you’re casting a line at sunrise, spending the afternoon on the water, or unwinding by the shore, this property delivers the lifestyle you’ve been dreaming of. A wonderful opportunity to enjoy the beauty of lake living with recreation right at your doorstep!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Naquag Elementary SchoolGrades K-22.4 mi
6/10
7/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cottage,Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Refrigerator,Washer,Dryer

Bedroom2

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First
  • Area: 304

Features

  • Finished area above ground: 832

Heating & Cooling

  • Heating features: Electric Baseboard,Propane,Wood Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Kitchen

  • Level: First
  • Area: 64

Master Bedroom

  • Level: First
  • Area: 285

Property

Details

  • Parcel number: 3741722
  • Zoning: res

Features

  • Patio & porch: Deck
  • Exterior features: Deck
  • Waterfront features: Lake/Pond,0 to 1/10 Mile To Beach,Beach Ownership(Private,Deeded Rights)

Lot

  • Lot size: 3,485 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$76$912
Property Taxes $301$3,612
Electricity $354$4,259
Total$2,045$24,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,114/yr
40% on housing$61,350/yr
45% on housing$54,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 01543$268
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01543$293
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$259,900
2026-06-12Listed for sale$269,900
2016-10-27Sold$37,000

For Sale by Agent

AgentJeffrey Gibbs
BrokerageGibbs Realty Inc.

Similar Homes