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15078 Cactus St, Hesperia, CA, 92345

5beds
4baths
3,738sqft
$675,000
$181price/sqft
$5,017/moest. monthly cost
$200,680/yrincome needed

About This Home

**One-of-a-kind High Desert opportunity — just in time for summer.** With beautiful weather already in the high 80s, now is the perfect time to make your move. Situated on over an acre in Hesperia, this spacious home offers nearly **3,800 sq. ft. of living space** and features **three private bedroom suites, each with its own bathroom** — ideal for multi-generational living, extended family, guests, or flexible household needs. Unlike many newer construction homes, this property offers character, generous interior space, and a large usable yard. Enjoy a charming courtyard perfect for hosting family and friends, along with ceiling fans throughout, a **ducted swamp cooler**, a **whole-house fan**, and a **large wood-burning stove** — features that add comfort and may help reduce energy costs throughout the year. A rare **5-car garage setup** adds even more value and flexibility, including an attached 2-car garage with a half bath and a fully sheet-rocked detached 3-car garage with potential for ADU/JADU use, workshop space, storage, or hobby needs. The expansive 1-acre lot also provides room for a future ADU while still preserving plenty of outdoor space. The yard includes **dwarf trees and bushes producing almond, peach, and mulberry**, adding charm, shade, and a touch of High Desert homestead living — offering both lifestyle flexibility and long-term investment potential. Located in the desirable **92345** area, Hesperia continues to offer more attainable pricing compared to many surrounding Southern California markets, while still providing access to beaches, mountains, Hollywood, Palm Springs, and Las Vegas. The sellers are not in a rush and are seeking the right buyer who will appreciate this home’s unique layout, space, and potential as they plan their move closer to family. **If you’ve been searching for space, flexibility, and something truly different from the standard High Desert home, this property is worth seeing.**

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
3/10
Cedar Middle SchoolGrades 7-81.9 mi
6/10
Oak Hills High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Features

  • All Bedrooms Down
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Attic Fan

Interior Area

  • Total interior livable area: 3,738 sqft

Property

Details

  • Parcel number: 0409142050000
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: 4
  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1.01 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$193$2,316
Property Taxes $610$7,320
Electricity $801$9,618
Total$5,017$60,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,011/yr
40% on housing$150,510/yr
45% on housing$133,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 92345$227
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92345$263
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$698,900
2026-03-31Price change$698,888
2026-02-24Price change$689,888
2025-12-04Listed for sale$699,000
2021-09-07Sold$499,000
2021-09-04Pending sale$499,900
2021-08-03Contingent$499,900
2021-07-27Price change$499,900
2021-07-10Price change$525,000
2021-06-28Listed for sale$550,000
2020-03-16Sold$441,000
2020-02-13Pending sale$449,000
2020-01-02Listed for sale$449,000

For Sale by Agent

AgentANN FOX
BrokerageThe Virtual Realty Group

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