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1022 Alford Ave, Birmingham, AL, 35226

4beds
3baths
2,846sqft
$699,999
$246price/sqft
$4,552/moest. monthly cost
$182,080/yrincome needed

About This Home

BRAND NEW HOME UNDER CONSTRUCTION IN BLUFF PARK! Note: Photos are of a previously built home of the same floor plan and MAY include upgrades/features that are not included in the price of this home. This home welcomes you with a foyer that opens up to a formal dining room. The kitchen features a large island, lots of countertop space AND a butler's pantry...the perfect space for your coffee bar! The kitchen is open to the great room that has a vaulted ceiling with lots of windows. Off of the great room is a large covered patio. The primary suite is on the main level with a tiled shower, dual vanities, & walk-in closet that is right next to the laundry room for extra convenience. Powder bath is also on the main level! Upstairs has 3 additional bedrooms, a loft, & a spacious full bath. Ideally located in the heart of Bluff Park, you’re just down the road from local favorites like Daysol Coffee, Mr. P’s Deli, Bluff Park Ice Cream, & more, with easy access to I-65 and Hwy 31.

Getting Around

10
WalkingCar-Dependent
11
TransitMinimal Transit
8
BikeSomewhat Bikeable

Schools

10/10
10/10
Berry Middle SchoolGrades 6-8,11-126.3 mi
10/10
Spain Park High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: 1 Side Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Smooth Ceilings,Linen Closet,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,846

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,846 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2900341008015000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$357$4,284
Property Taxes $338$4,056
Electricity $318$3,821
Total$4,552$54,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,068/yr
40% on housing$136,560/yr
45% on housing$121,386/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 35226$188
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35226$182
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$699,999

For Sale by Agent

AgentSavannah McFarland
BrokerageARC Realty - Hoover

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