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3985 Lucy Ln, Bessemer, AL, 35022

5beds
4baths
3,628sqft
$530,000
$146price/sqft
$3,702/moest. monthly cost
$148,080/yrincome needed

About This Home

***Motivated Sellers offering $10,000.00 toward buyers' closing cost***A true hidden jewel offering luxury, privacy, and convenience, all in one exceptional property in the sought-after Lindsey Estates community. This stunning 5-bedroom, 4-bath home delivers over 3,300 square feet of beautifully designed living space with upscale finishes and modern comfort throughout. **Sellers are leaving the home security system, which includes exterior cameras, CO2 detectors, a touchscreen panel, a doorbell camera, and a touchscreen door. The water service company is Warrior River. Perfectly positioned less than 10 minutes from Interstate I-459, this location provides quick access to shopping, dining, and everyday conveniences while still offering the peace and quiet of estate-style living. For commuters and professionals, the home is approximately a 30-minute drive to the Mercedes-Benz U.S. International plant, making it an ideal location for those seeking luxury living with an easy commute.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
8/10
Mcadory Middle SchoolGrades 6-83.3 mi
3/10
Mcadory High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: 1 Side Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Double Oven,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • Recessed Lighting,Split Bedroom,High Ceilings,Crown Molding,Tray Ceiling(s),Linen Closet,Separate Shower,Double Vanity,Sitting Area in Master,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter,Great Room,Master Bedroom,Electric,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,628

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 3,628 sqft

Kitchen

  • Features: Tile Counters
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 42094000003
  • Special condition: As Is

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.62 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$362$4,344
Property Taxes $256$3,072
Electricity $405$4,871
Total$3,702$44,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,925/yr
40% on housing$111,060/yr
45% on housing$98,720/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 35022$130
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35022$151
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$530,000
2026-07-21Price change$530,000
2026-05-12Listed for sale$560,000
2016-01-27Sold$275,680
2015-09-02Sold$23,786

For Sale by Agent

AgentTeneace Johnson
BrokerageBetter Affordable Real Estate

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