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1928 Lakeside Dr, Mc Calla, AL, 35111

5beds
4baths
2,574sqft
$333,990
$130price/sqft
$2,367/moest. monthly cost
$94,680/yrincome needed

About This Home

Lake living 5 bedrooms and 4 full bathrooms with a Zero down payment or up to 3.5 % down payment or the NO Credit CHECK options, over 2500 square feet, offers an ideal setting for both relaxation and entertaining, all in great condition. The heart of this home is undoubtedly the kitchen, designed for both culinary enthusiasts and casual gatherings. It features sleek stainless steel appliances, elegant stone counters, and a functional island, providing ample space for meal preparation and informal dining. Step outside to a private yard, a true extension of the living space. Enjoy quiet mornings on the patio, host lively barbecues on the covered deck, or simply unwind by the private pool. A welcoming porch offers a charming spot for enjoying the outdoors. this property provides ample space and versatility for any household. We invite you to experience the distinctive charm and thoughtful design of this exceptional property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
Mcadory Elementary SchoolGrades PK-53.1 mi
8/10
Mcadory Middle SchoolGrades 6-83.7 mi
3/10
Mcadory High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Basement
  • Construction materials: Brick,Brick Over Foundation,Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Electric Cooktop,Dishwasher,Disposal,Microwave,Electric Oven,Double Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement,Laundry Room,Yes

Basement

  • Area: 900

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight

Bathroom1

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: Second

Bedroom

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Level: Second

Features

  • Multiple Staircases,Recessed Lighting,Cathedral/Vaulted,High Ceilings,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Double Shower,Linen Closet,Double Vanity,Sitting Area in Master,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors,Insulated Door
  • Window features: Window Treatments,Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Hardwood,Laminate,Tile
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,674

Heating & Cooling

  • Heating features: Central,Heat Pump,Humidity Control
  • Cooling features: Central Air,Electric,Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,574 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry

Property

Details

  • Parcel number: 4300040000117.
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Covered,Open (PATIO),Screened,Patio,Porch,Covered (DECK),Open (DECK),Screened (DECK),Deck
  • Exterior features: Dock
  • Fencing: Fenced
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Rock Mountain Lake
  • Frontage length: 40

Lot

  • Lot size: 0.44 Acres

Parking

  • Parking features: Driveway,Parking (MLVL),Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Landslide
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$230$2,760
Property Taxes $161$1,932
Electricity $288$3,456
Total$2,367$28,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,154/yr
40% on housing$71,010/yr
45% on housing$63,120/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 35111$131
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35111$147
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$353,600
2026-05-07Price change$356,000
2026-05-02Listed for sale$360,000
2025-12-04Sold$188,000
2025-09-19Price change$314,960
2025-06-16Listed for sale$315,000
2015-01-26Sold$124,666
2014-07-14Sold$134,900
2006-12-20Sold$279,900

For Sale by Agent

AgentJeff Rutledge
BrokerageLokation Real Estate LLC

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