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14861 Riverside Dr, Apple Valley, CA, 92307

3beds
2baths
2,570sqft
$540,000
$210price/sqft
$3,986/moest. monthly cost
$159,440/yrincome needed

About This Home

Welcome home to this beautifully maintained ranch-style residence nestled in one of Apple Valley's most desirable neighborhoods. Offering 2,570 square feet of comfortable living space. This spacious home features 3 generously sized bedrooms, 2 bathrooms and a thoughtfully designed split floor plan that provides both privacy and functionality. A welcoming oversized entry opens to formal living and dining room, perfect for entertaining or family gatherings. The expansive family room is the heart of the home, showcasing a classic brick fireplace and seamless flow into the kitchen. Designed with both convenience and connection in mind, the kitchen offers built-in appliances, a breakfast bar and an open layout overlooking the family room. Larger than average primary suite is a true retreat, featuring a beautiful en-suite bathroom and two walk-in closets. Generous secondary bedrooms provide plenty of room for family, guests, or a home office. An indoor laundry room adds everyday convenience. Situated on over half an acre, this fully fenced property with RV Parking, offers endless possibilities. A welcoming circular driveway, mature shade trees and a wind-protected covered patio create an inviting outdoor setting for relaxing or entertaining. The tile roof provides lasting appeal and with no HOA, you'll enjoy the freedom to truly make this property your own. Neighborhood is equine friendly. Horse lovers will appreciate the incredible location just across the road from miles of riding trails leading directly into the scenic Mojave Narrows Regional Park. If you're looking for spacious living, outdoor recreation and a prime Apple Valley location, this exceptional property is one you won't want to miss!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

9/10
4/10
Granite Hills High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Double Oven,Dishwasher,Disposal
  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,See Remarks,All Bedrooms Down
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Gas

Interior Area

  • Total interior livable area: 2,570 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 0479043030000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Fencing: Block,Chain Link,Wrought Iron
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.69 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Concrete,Direct Access,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$182$2,184
Property Taxes $523$6,276
Electricity $551$6,613
Total$3,986$47,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,662/yr
40% on housing$119,580/yr
45% on housing$106,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 92307$216
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92307$244
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$540,000
2020-11-30Sold$360,000
2020-10-19Pending sale$359,900
2020-09-25Price change$359,000
2020-09-16Listed for sale$359,900
2019-05-28Listing removed$335,000
2019-04-23Price change$335,000
2019-03-21Price change$345,000
2019-02-18Price change$349,000
2018-12-27Listed for sale$355,000

For Sale by Agent

AgentTracy Kern
BrokerageFirst Team Real Estate

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