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1644 Carmel Cir W, Upland, CA, 91784

2beds
2baths
1,392sqft
$608,000
$437price/sqft
$4,184/moest. monthly cost
$167,360/yrincome needed

About This Home

Charming single story home in the heart of Upland, CA, shows pride of ownership. Step in and be greeted with gorgeous hardwood floors and an abundance of natural light. The spacious living room has plantation shutters, decorator paint, and a brick fireplace. The adjacent dining room has a view of the quaint outdoor patio. The chef’s kitchen has granite countertops, stainless steel sink, plenty of cabinetry, breakfast bar, and a sunny greenhouse bay window. The elegant primary bedroom has space for a sitting area, and has an en suite bathroom with upgraded vanity and walk-in shower. An additional bedroom and full bathroom are perfect for family or over-night guests. The den/office could be a third bedroom, or a gym/weight room, or a game room. The separate laundry room has a deep utility sink and plenty of storage. Enjoy a cup of morning coffee in the lush green patio/courtyard with mature foliage, the perfect space for entertaining family and friends. Convenient 2-car attached garage has direct access to the home. Community amenities include a sparkling swimming pool and spa, clubhouse, and beautiful park-like grounds. Conveniently located within walking distance is a shopping center with a major grocery market, dining, and entertainment; plus within minutes to the 210 freeway with easy access. Make this extraordinary move-in ready and well-maintained home your own. Welcome home!

Getting Around

58
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
39
BikeSomewhat Bikeable

Schools

9/10
8/10
7/10
Upland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1974

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,All Bedrooms Down
  • Flooring: Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,392 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 1005414010000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1,392 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,074$36,888
Home Insurance *$116$1,392
Property Taxes $596$7,152
Electricity $398$4,786
Total$4,184$50,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,451/yr
40% on housing$125,520/yr
45% on housing$111,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 91784$468
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91784$436
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$608,000
2026-06-14Listed for sale$618,000
2026-06-09Pending sale$618,000
2026-05-29Listed for sale$618,000
2009-07-08Sold$325,500
2001-11-09Sold$177,000
1994-08-26Sold$95,000
1993-10-27Sold$122,489

For Sale by Agent

AgentVeronica Silva
BrokerageKELLER WILLIAMS REALTY COLLEGE PARK

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