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449 N 10th St, Allentown, PA, 18102

5beds
--baths
4,015sqft
$850,000
$212price/sqft
$6,215/moest. monthly cost
$248,600/yrincome needed

About This Home

Exceptional turnkey mixed-use investment opportunity in the heart of Downtown Allentown! This fully renovated building features one highly visible commercial storefront on the main level and three completely modernized residential rental units above, creating multiple streams of income for investors. The residential portion includes one spacious 1-bedroom apartment and two beautifully updated 2-bedroom apartments, each featuring modern kitchens, remodeled bathrooms, luxury vinyl plank flooring, fresh finishes, and vinyl replacement windows. The street-level commercial space offers outstanding corner visibility with excellent exposure for retail, office, or service-based businesses. Originally built in 1885, the property has undergone a complete interior and exterior renovation while maintaining its timeless character. Offering over 4,000 square feet of gross building area with public water, public sewer, and natural gas, this property is ideally located near major highways, shopping, restaurants, and the continued revitalization of Downtown Allentown. Floor plans for each level are included in the listing documents for your convenience. Please inquire for additional information, financials, and rental details. This is an outstanding opportunity to own a fully updated, income-producing investment property with exceptional long-term potential

Getting Around

84
WalkingVery Walkable
44
TransitSome Transit
51
BikeBikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 1885

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1189

Bedrooms & Bathrooms

  • Bedrooms: 5

Features

  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Zoned,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 4,807
  • Total interior livable area: 4,015 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 54978242349200001
  • Zoning: R-MH
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 1,458 sqft
  • Features: Suburban
  • Lot size dimensions: 18.00 x 81.00

Parking

  • Parking features: Alley Access,Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$472$5,664
Property Taxes $1,005$12,060
Electricity $440$5,286
Total$6,215$74,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,085/yr
40% on housing$186,450/yr
45% on housing$165,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 18102$118
Lehigh County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 18102$180
Lehigh County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$850,000
2022-12-15Sold$365,000
1999-02-25Sold$37,000

For Sale by Agent

AgentHeather Schierloh
BrokerageReal of Pennsylvania

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