




3157 Sterling Street, Toms River, NJ, 08753
About This Home
Custom-built in 2023 with water views, this meticulously maintained home is located in the highly sought-after Windsor Park community. Offering 3 bedrooms and 3 full bathrooms, the residence features a bright, open-concept floor plan designed for today's lifestyle. The custom kitchen is the heart of the home, featuring premium Café appliances, a Copper range hood, quality finishes, and abundant cabinetry. Elegant porcelain and hardwood flooring flow throughout, complemented by custom closets with ample storage. Designed with both comfort and convenience in mind, this home features a private elevator, whole-house generator, a gas fireplace, and two oversized garages with epoxy-finished floors. Two private balconies provide the perfect setting to relax, take in the water views, and enjoy breathtaking sunsets. Whether a primary residence or vacation retreat, this home offer everything for luxury coastal living. Conveniently located just minutes from pristine beaches, the boardwalk, shopping dining and major roadways, this exceptional home is truly move-in ready and ready to be enjoyed.
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Pillar/Post/Pier
- Roof: Timberline
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Balcony,Elevator,Recessed Lighting
- Door features: Sliding Doors
- Flooring: Other
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Multi Units,Central Air
Interior Area
- Total structure area: 2,360
- Total interior livable area: 2,360 sqft
Property
Details
- Parcel number: 08011082200018
- Zoning description: Residential, Single Family
- Exclusions: Personal items and furniture
Features
- Stories: 1
- Exterior features: Balcony,Lighting
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
Lot
- Lot size: 7,840 sqft
- Features: Other,Oversized
- Lot size dimensions: 80 x 100
Parking
- Total spaces: 2
- Parking features: Paver Block,Covered,Driveway,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $419 | $5,028 |
| Property Taxes | $1,325 | $15,900 |
| Electricity | $260 | $3,121 |
| Total | $7,035 | $84,420 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $975,000 |
| 2026-07-02 | Listed for sale | $995,000 |
| 2017-05-31 | Sold | $75,000 |
| 2015-07-10 | Sold | $75,000 |
