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521 W 9th St, Upland, CA, 91786

2beds
2baths
1,017sqft
$485,000
$477price/sqft
$3,390/moest. monthly cost
$135,600/yrincome needed

About This Home

Updated 2-bedroom, 2-bathroom condominium offering approximately 1,017 sq ft of living space in the Walnut Grove Estates community of Upland. Recent improvements include fresh interior paint, new flooring, a remodeled kitchen with contemporary finishes, a new HVAC system (2025), water heater (2024), added ceiling lighting, an Ecobee smart thermostat, and a Yale smart lock. The open floor plan connects the living and dining areas and opens to a private patio. An attached 2-car garage provides parking and additional storage. Washer, dryer, and refrigerator are included. Walnut Grove Estates amenities include a pool, spa, and courtyard. Conveniently located near shopping, dining, and easy access to the 10 and 210 freeways.

Getting Around

71
WalkingVery Walkable
39
TransitSome Transit
73
BikeVery Bikeable

Schools

4/10
2/10
7/10
Upland High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1979

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Ceilings,Open Floorplan,Quartz Counters,All Bedrooms Up
  • Flooring: Laminate
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,017 sqft

Property

Details

  • Parcel number: 1046351590000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Community,Association
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Community
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1,017 sqft

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$88$1,056
Property Taxes $452$5,424
Electricity $398$4,786
Total$3,390$40,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,228/yr
40% on housing$101,700/yr
45% on housing$90,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 91786$338
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91786$475
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$465,000
2026-07-03Listed for sale$485,000
2024-09-12Sold$445,000
2024-08-19Pending sale$449,900
2024-08-06Listed for sale$449,900
2024-06-18Sold$300,000

For Sale by Agent

AgentKelvin Huang
BrokerageKW Executive

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