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939 E D St, Ontario, CA, 91764

3beds
2baths
1,003sqft
$599,000
$597price/sqft
$4,087/moest. monthly cost
$163,480/yrincome needed

About This Home

Investor's Dream in the Heart of Ontario! This well-maintained duplex features two detached units on a spacious 9,653 SF lot, offering exceptional income potential and future development opportunities. The front unit offers 2 bedrooms and 1 bathroom, while the back unit features 1 bedroom and 1 bathroom. Both units are in excellent condition, requiring little to no immediate maintenance, making this a true turnkey investment. The property is occupied by reliable long-term tenants, generating strong and stable rental income with an attractive rate of return. The oversized lot provides excellent potential to expand the existing improvements, add ADUs (buyer to verify), or maximize future value. Conveniently located near schools, shopping, dining, and just minutes from the 10 Freeway, this property offers both immediate cash flow and long-term appreciation potential. Whether you're an investor looking for solid returns or an owner-occupant seeking rental income, this is a rare opportunity you won't want to miss.

Getting Around

56
WalkingSomewhat Walkable
33
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10
Chaffey High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1922

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,003
  • Total interior livable area: 1,003 sqft

Property

Details

  • Parcel number: 1048421660000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None

Lot

  • Lot size: 9,653 sqft
  • Features: 2-5 Units/Acre

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$113$1,356
Property Taxes $548$6,576
Electricity $398$4,786
Total$4,087$49,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,125/yr
40% on housing$122,610/yr
45% on housing$108,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$597This listing

vs Other Active Listings

Avg $/sqft

ZIP 91764$311
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91764$491
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$599,000
2025-11-18Listing removed$700,000
2025-08-30Listing removed$2,200
2025-07-04Price change$2,200
2025-06-23Listed for sale$730,000
2025-05-28Listed for rent$2,350
2025-02-28Listing removed$2,350
2024-12-27Listed for rent$2,350
2018-05-08Listing removed$199,900
2018-05-04Listed for sale$199,900
2017-11-28Sold$420,000
2017-10-11Pending sale$425,000
2017-09-08Price change$425,000
2017-08-12Listed for sale$450,000
2016-10-04Listing removed$199,900
2016-09-14Listed for sale$199,900
2016-09-13Pending sale$199,900
2016-07-28Price change$199,900
2016-01-20Pending sale$180,000
2016-01-20Listed for sale$180,000
2015-11-19Listing removed$210,000
2015-06-18Listed for sale$210,000
2015-03-12Listing removed$225,000
2015-01-22Listed for sale$225,000
2014-04-18Listing removed$195,000
2013-03-20Sold$250,000
2012-11-30Sold$120,000
2002-02-12Sold$162,000
1997-08-19Sold$128,000
1997-02-28Sold$66,000

For Sale by Agent

AgentLi Li
BrokerageUniversal Elite Realty

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