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202 E California St, Ontario, CA, 91761

1beds
1baths
582sqft
$550,000
$945price/sqft
$3,771/moest. monthly cost
$150,840/yrincome needed

About This Home

This property is all about the possibilities. Situated on an oversized lot in the heart of Ontario, 202 E. California Street offers a rare combination of comfortable living and exceptional utility that’s nearly impossible to find at this price point. The house itself is a charming 1 bedroom, 1 bathroom home and the lot also features a junior ADU. Four spacious garages anchor the property, making it a dream for car enthusiasts, mechanics, collectors, or anyone in need of serious workshop and storage space. What truly sets this property apart is its commercial zoning, which is a game-changer for entrepreneurs and small business owners. Centrally located in Ontario, you’re minutes from major freeways, shopping, and the region’s key commercial corridors — giving both your business and your lifestyle everything they need within easy reach.

Getting Around

66
WalkingSomewhat Walkable
34
TransitSome Transit
55
BikeBikeable

Schools

5/10
8/10
De Anza Middle SchoolGrades 7-80.6 mi
5/10
Ontario High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1922

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 582 sqft

Property

Details

  • Parcel number: 1049341060000
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,290 sqft
  • Features: Front Yard

Parking

  • Total spaces: 8
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$92$1,104
Property Taxes $500$6,000
Electricity $398$4,786
Total$3,771$45,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,291/yr
40% on housing$113,130/yr
45% on housing$100,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$945This listing

vs Other Active Listings

Avg $/sqft

ZIP 91761$285
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91761$389
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$550,000

For Sale by Agent

AgentDanielle Fehmel
BrokerageKeller Williams Pacific Estate

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