322 W Phillips St, Ontario, CA, 91762
About This Home
Unlock exceptional value at 322 W Phillips St, Ontario. This multi-unit setup features 1,881 sq ft interior built on a sizable 7,753 sq ft lot. The property is currently split into two highly independent units: a spacious 3-bedroom, 1-bathroom unit, and a comfortable 2-bedroom, 1-bathroom unit. Situated directly across from a De Anza Park, the property offers tenants immediate access to outdoor green spaces. The property optimizes the spacious lot by providing a dedicated, private alley-access parking area directly in the back of the house. Ideal for a savvy investor looking for immediate cash flow !
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1948
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 5
Cooling
- Cooling features: Wall/Window Unit(s)
Features
- All Bedrooms Down
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Interior Area
- Total interior livable area: 1,881 sqft
Property
Details
- Parcel number: 1049551280000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Has view: Yes
- View description: Park/Greenbelt
Lot
- Lot size: 7,757 sqft
- Features: Near Park
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Bernardino County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,478 | $41,736 |
| Home Insurance * | $119 | $1,428 |
| Property Taxes | $628 | $7,536 |
| Electricity | $403 | $4,840 |
| Total | $4,628 | $55,536 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-02 | Listed for sale | $688,000 |
| 2019-03-22 | Sold | $420,000 |
View on Zillow