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5540 High Meadow Pl, Rancho Cucamonga, CA, 91737

5beds
4baths
3,283sqft
$1,888,000
$575price/sqft
$12,421/moest. monthly cost
$496,840/yrincome needed

About This Home

Welcome to 5540 High Meadow Pl in Rancho Cucamonga, located in the highly sought-after Deer Creek Estates Collection. Built in 2000, this expansive home sits on a 20,000 sq ft lot with a massive driveway. This exceptional residence offers the perfect blend of luxury, comfort, and resort-style living. Set on an expansive lot, the property features a spacious 3-car garage and an entertainer's backyard designed for year-round enjoyment. Step inside to discover a sunken living room with a cozy fireplace, creating an inviting atmosphere for gatherings and relaxation. The spacious family room, highlighted by a second fireplace, flows seamlessly into the kitchen, providing the ideal setting for everyday living and entertaining. A desirable main-floor bedroom and full bathroom offer flexibility for guests, multigenerational living, or a private home office. Upstairs, the luxurious primary suite serves as a private retreat, complete with a stunning dual-sided fireplace, generous walk-in closets, and a private balcony overlooking the backyard paradise. Two additional well-sized bedrooms provide ample space for family and guests. Mature landscaping, swaying palm trees, and newly cleaned and sealed decking create a private oasis perfect for entertaining, recreation, or simply unwinding in your own backyard retreat. Located in one of Rancho Cucamonga's most sought-after communities, this Deer Creek Estates gem offers an unparalleled combination of space, privacy, and exceptional amenities rarely found in today's market. Don't miss this opportunity to own your own private resort in one of the area's premier neighborhoods. Located just minutes from Trader Joe’s, shopping, dining, and convenient access to the 210 and 15 freeways.

Getting Around

6
WalkingCar-Dependent
30
TransitSome Transit
11
BikeSomewhat Bikeable

Schools

9/10
Banyan Elementary SchoolGrades K-60.8 mi
7/10
9/10
Los Osos High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Balcony,Breakfast Area,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,In-Law Floorplan,Living Room Deck Attached,Storage
  • Door features: Double Door Entry
  • Fireplace features: Family Room,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,283 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo

Property

Details

  • Parcel number: 1074581010000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.49 Acres
  • Features: Lawn,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Converted Garage,Door-Multi,Direct Access,Driveway,Garage Faces Front,Garage,One Space
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,546$114,552
Home Insurance *$433$5,196
Property Taxes $1,739$20,868
Electricity $703$8,447
Total$12,421$149,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$425,862/yr
40% on housing$372,630/yr
45% on housing$331,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 91737$474
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91737$449
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$1,700,000
2026-08-07Price change$1,800,000
2026-07-27Price change$1,888,000
2026-07-15Listed for sale$1,988,000
2005-02-04Sold$1,025,000
2000-12-08Sold$477,500

For Sale by Agent

AgentParminder Kaur
BrokerageCentury 21 Masters

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