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3812 Thomas Ave S, Minneapolis, MN, 55410

4beds
5baths
5,485sqft
$1,895,000
$345price/sqft
$13,677/moest. monthly cost
$547,080/yrincome needed

About This Home

Set on a beautiful west facing double lot just steps to Lake Bde Maka Ska, this wonderful newer home features high ceilings, great natural light, a rare main level primary suite, and walls of glass overlooking the fully fenced rear yard. Take advantage of the spacious main level deck, front covered porch, and walkout level EZ screened porch. The main level features a 2-story great room with fireplace open to the expansive center island kitchen with Cambria counters, top-of-the-line appliances, hardwood floors and walk-in pantry, as well as a terrific den/office, ½ bath, mudroom, and heated attached garage. The convenient main level primary suite features a vaulted bedroom and full bath with dual vanities. Two additional bedrooms, bath and laundry are found on the upper level, while the walkout lower level offers a 4th bedroom, two baths, media room, exercise room, generous family room with 2-sided gas fireplace & wet bar, as well as access to the screened porch.

Getting Around

30
WalkingCar-Dependent
42
TransitSome Transit
65
BikeBikeable

Schools

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Humidifier,Gas Water Heater,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Wine Cooler
  • Laundry features: Laundry Room,Sink,Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full,Concrete,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 238
  • Dimensions: 17x14

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 2

Deck

  • Level: Main
  • Area: 264
  • Dimensions: 22x12

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Exercise Room

  • Level: Lower
  • Area: 144
  • Dimensions: 18x8

Family Room

  • Level: Lower
  • Area: 324
  • Dimensions: 18x18

Features

  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Family Room,Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,937
  • Finished area above ground: 2,961

Great Room

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,485
  • Total interior livable area: 5,485 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Laundry

  • Level: Upper
  • Area: 63
  • Dimensions: 9x7

Media Room

  • Level: Lower
  • Area: 247
  • Dimensions: 19x13

Office

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Other

  • Level: Lower
  • Area: 350
  • Dimensions: 25x14

Other

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Other

  • Level: Lower
  • Area: 240
  • Dimensions: 20x12

Porch

  • Level: Main
  • Area: 95
  • Dimensions: 19x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0802824120034
  • Zoning description: Residential-Single Family
  • Foundation area: 2299

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Fencing: Full

Lot

  • Lot size: 8,712 sqft
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 75 x 115

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Electric,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,582$114,984
Home Insurance *$913$10,956
Property Taxes $2,720$32,640
Electricity $462$5,551
Total$13,677$164,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$468,925/yr
40% on housing$410,310/yr
45% on housing$364,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 55410$289
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55410$300
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$1,995,000
2026-03-26Listed for sale$2,095,000
2017-03-30Sold$1,625,560
2015-06-15Sold$490,000
1997-06-10Sold$285,000

For Sale by Agent

AgentBerg Larsen Group - Barry Berg
BrokerageColdwell Banker Realty - Lakes

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