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643 Villa Grove Ave, Big Bear City, CA, 92314

2beds
2baths
956sqft
$425,000
$445price/sqft
$3,269/moest. monthly cost
$130,760/yrincome needed

About This Home

Welcome to 643 Villa Grove in Big Bear--an extensively upgraded mountain retreat located in the highly desirable Upper Moonridge neighborhood, offering beautiful ski slope views and a convenient single-level floor plan. This 2-bedroom, 2-bath home with vaulted open beam ceiling in living room, fireplace, and an updated kitchen equipped with updated appliances including a dishwasher and oven/stove, and a separate pantry with stackable washer and dryer adds everyday convenience. Both bathrooms have been remodeled blending modern comfort with mountain charm. Renovations completed in 2020/2021, include all-new plumbing, water and gas lines, electrical, insulation (floor, walls, and ceiling), subfloors, joists, and drywall. Enjoy year-round efficiency and comfort with a 199,000 BTU tankless water heater and a 70,000 BTU Lennox furnace, complete with WiFi-enabled touchscreen thermostat and all-new ductwork. A new composition shingle roof installed in October 2025 further enhances the home's long-term value and durability. An exceptional opportunity to own a thoughtfully upgraded home in one of Big Bear's most sought-after locations--ideal as a full-time residence, vacation home, or short term rental investment property. Only a short distance to all Big Bear has to offer including: Big Bear Lake, Snow Summit and Bear Mountain Ski Areas, Big Bear Zoo, Bear Mountain Golf Course, the Big Bear Lake Village, shopping and Restaurants.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
Big Bear Middle SchoolGrades 6-82.9 mi
6/10
Big Bear High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1957

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: In Kitchen

Bathroom

  • Features: Tile Counters

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Beamed Ceilings,Breakfast Bar,Separate/Formal Dining Room,Living Room Deck Attached,Recessed Lighting
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Wood
  • Fireplace features: Living Room,See Remarks
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Fireplace(s),Natural Gas,Wood

Interior Area

  • Total interior livable area: 956 sqft

Property

Details

  • Parcel number: 2350162120000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Wood
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 7,200 sqft
  • Features: Back Yard,Level,Rectangular Lot
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$188$2,256
Property Taxes $534$6,408
Electricity $398$4,786
Total$3,269$39,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,080/yr
40% on housing$98,070/yr
45% on housing$87,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 92314$223
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92314$325
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$425,000
2020-09-14Sold$266,500
2020-07-25Pending sale$269,000
2020-07-12Listed for sale$269,000
2020-07-03Pending sale$269,000
2020-06-30Listed for sale$269,000
2019-03-26Listing removed$1,450
2019-02-25Listed for rent$1,450
2017-03-31Listing removed$1,350
2017-03-23Price change$1,350
2017-03-15Listed for rent$1,150
2012-10-28Listing removed$1,000
2012-08-14Listed for rent$1,000
2004-12-29Sold$280,000
2002-12-20Sold$177,500
1999-12-23Sold$100,000
1994-07-08Sold$80,000

For Sale by Agent

AgentSteve Hirschler
BrokerageKeller Williams Big Bear Lake Arrowhead

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