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2631 Thomas Ave N, Minneapolis, MN, 55411

4beds
2baths
1,456sqft
$178,800
$123price/sqft
$1,442/moest. monthly cost
$57,680/yrincome needed

About This Home

Welcome to this charming 4-bedroom, 2-bath home in the sought-after Willard-Hay neighborhood of Minneapolis! With a newer roof, windows, and exterior, many of the big-ticket items are already taken care of—giving you peace of mind for years to come. Inside, you’ll love the modern kitchen featuring granite countertops, a breakfast bar, and stainless steel appliances, perfect for both everyday living and entertaining. Spacious bedrooms and thoughtfully designed baths make this home as comfortable as it is stylish. Don’t miss your chance to own a move-in ready gem.

Getting Around

74
WalkingVery Walkable
44
TransitSome Transit
86
BikeVery Bikeable

Schools

1/10
Olson Middle SchoolGrades 6-82.8 mi
3/10
Henry Senior High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Upper
  • Area: 273
  • Dimensions: 21x13

Bedroom2

  • Level: Upper
  • Area: 99
  • Dimensions: 11x9

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Lower
  • Area: 104
  • Dimensions: 13x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Features

  • Finished area below ground: 475
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0802924430008
  • Zoning description: Residential-Single Family
  • Foundation area: 520

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 5,227 sqft
  • Features: Near Public Transit,Tree Coverage - Medium
  • Lot size dimensions: 40 x 128

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $904$10,848
Home Insurance *$191$2,292
Property Taxes $177$2,124
Electricity $170$2,050
Total$1,442$17,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,440/yr
40% on housing$43,260/yr
45% on housing$38,453/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 55411$108
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55411$150
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$178,800
2026-03-07Listing removed$183,000
2026-02-13Price change$183,000
2026-01-15Price change$187,900
2025-10-27Price change$169,900
2025-10-16Price change$179,900
2025-10-02Listed for sale$215,000
2024-03-30Listing removed--
2024-03-06Listed for sale$213,000
2024-02-19Pending sale$213,000
2024-02-01Price change$213,000
2023-12-20Price change$200,000
2023-12-01Listed for sale$210,000
2023-03-14Sold$201,500
2023-02-12Pending sale$200,000
2023-02-06Price change$200,000
2023-02-02Listed for sale$210,000
2023-02-02Listing removed--
2023-01-23Price change$210,000
2022-12-27Price change$215,000
2022-11-29Price change$220,000
2022-11-21Price change$230,000
2022-11-15Price change$240,000
2022-11-12Listed for sale$250,000
2022-04-01Sold$140,000
2022-03-02Pending sale$144,900
2022-02-20Listed for sale$144,900
2010-07-22Sold$23,625

For Sale by Agent

AgentJoshua Nelson
BrokerageKeller Williams Classic Rlty NW

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