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12736 Loma Verde Dr, Victorville, CA, 92392

5beds
3baths
2,746sqft
$519,999
$189price/sqft
$3,916/moest. monthly cost
$156,640/yrincome needed

About This Home

Welcome to this beautifully remodeled home in the desirable Eagle Ranch community! This move-in ready property has been thoughtfully updated throughout, offering a modern design and stylish finishes from top to bottom. Recent improvements include updated flooring throughout the home and elegant window shutters that enhance both the interior and exterior with a clean, contemporary look. Inside, you'll find a spacious layout with plenty of room to relax, entertain, and enjoy everyday living. Outside, the generous lot provides endless possibilities, whether you're hosting gatherings, creating your dream outdoor space, or simply enjoying the extra room. A standout feature of this property is the RV access, offering ample space for an RV, trailers, recreational vehicles, or additional parking. The property also includes two storage sheds—one ideal for storage and the other upgraded to provide flexible space for a workshop, hobby room, home office, gym, or other creative uses. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this home combines modern updates, functionality, and versatility in one exceptional package.

Getting Around

6
WalkingCar-Dependent
16
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

4/10
Eagle Ranch SchoolGrades K-50.3 mi
1/10
Mesa Linda Middle SchoolGrades 6-80.8 mi
3/10
Silverado High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • All Bedrooms Up,All Bedrooms Down
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,746 sqft

Property

Details

  • Parcel number: 3134411180000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$160$1,920
Property Taxes $539$6,468
Electricity $588$7,066
Total$3,916$46,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,262/yr
40% on housing$117,480/yr
45% on housing$104,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 92392$207
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92392$236
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$519,999
2026-07-22Listed for sale$519,999
2023-06-09Sold$468,000
2023-05-31Pending sale$468,000
2023-05-14Contingent$468,000
2023-04-21Listed for sale$468,000
2019-05-06Listing removed$1,900
2019-03-10Listed for rent$1,900
2018-05-02Sold$261,000
2018-02-01Listing removed$298,000
2017-09-21Listed for sale$298,000
2009-04-30Sold$150,500
2009-03-19Listed for sale$149,900
2009-01-29Sold$123,889
2001-02-28Sold$185,000

For Sale by Agent

AgentAlfredo Bonola
BrokeragePONCE & PONCE REALTY, INC

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