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3440 Oakcreek Dr, Rocklin, CA, 95677

4beds
4baths
2,550sqft
$740,000
$290price/sqft
$5,134/moest. monthly cost
$205,360/yrincome needed

About This Home

This is a beautiful, large home on a large property. The house is ready for a buyer to make it their own with some updates. The bones of the home are in great shape, just has not been updated. This home has a large master suite and a nice loft at the top of the stairs that could serve as an office or playroom. The backyard is huge. You could add an ADU, a pool, or both. The tenet is disabled, so please look past a little clutter. Hudge potential

Getting Around

54
WalkingSomewhat Walkable
27
TransitSome Transit
70
BikeVery Bikeable

Schools

6/10
9/10
Rocklin High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,550 sqft

Kitchen

  • Features: Breakfast Area,Tile Counters

Master Bathroom

  • Features: Closet,Soaking Tub,Tile

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 010380048000
  • Zoning: Residential
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Topography of land: Level,Level

Lot

  • Lot size: 8,712 sqft
  • Features: Manual Sprinkler F&R

Parking

  • Total spaces: 3
  • Parking features: Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$177$2,124
Property Taxes $670$8,040
Electricity $546$6,561
Total$5,134$61,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,022/yr
40% on housing$154,020/yr
45% on housing$136,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 95677$255
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95677$334
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$740,000
2025-08-08Listing removed$698,000
2025-08-08Price change$698,000
2025-07-21Price change$699,000
2025-06-10Listed for sale$710,000
2025-05-19Listing removed$720,000
2025-04-02Price change$720,000
2025-03-03Price change$725,000
2024-11-25Price change$730,000
2024-11-19Listed for sale$760,000
2024-08-20Listing removed$737,500
2024-08-06Price change$738,500
2024-06-26Price change$738,900
2024-05-31Listed for sale$739,000
2001-04-24Sold$250,000

For Sale by Agent

AgentStephanie Bracy
BrokerageMata Realty

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