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241 Elm St, Roseville, CA, 95678

2beds
1baths
1,161sqft
$449,000
$387price/sqft
$3,156/moest. monthly cost
$126,240/yrincome needed

About This Home

Charming vintage home nestled on a quiet, tree-lined street in the heart of Old Roseville. Full of character and thoughtfully updated, this move-in ready 2 Bed, 1 Ba home offers the perfect blend of classic charm and modern comfort. Step inside to a spacious living/dining combo room that's perfect for everyday living or entertaining. The beautifully remodeled kitchen features quartz countertops, modern cabinetry, and plenty of workspace, while charming original built-ins add warmth and character. In addition to the large primary bedroom is a convenient Jack-and-Jill style bathroom connected to the separate front bedroom. You'll appreciate the many big ticket improvements already completed, including newer insulation, exterior siding, windows, trim, front door, and roof. Inside, the kitchen has been remodeled and the bathroom, flooring, lighting, and the laundry/mud room have all been tastefully updated, making this home truly move-in ready. One of the home's many features is the wide gated side yard, offering valuable off-street parking with room for a boat, trailer, or vehicles. Enjoy your morning coffee or evening barbecue under the spacious covered patio overlooking the generously sized, low-maintenance backyard. The detached backyard cottage offers endless possibilities as a guest room, home office, fitness room, art studio, or hobby space. A full basement (standing room) beneath the home provides even more flexibility for a workshop, wine cellar, storage, or your next project. Conveniently located near downtown Roseville, shopping, restaurants, parks, and commuter routes, this home offers an unbeatable combination of charm, thoughtful updates, flexible living space, and exceptional value. If you've been looking for an affordable home with character that's truly move-in ready, this Roseville gem is one you won't want to miss!

Getting Around

55
WalkingSomewhat Walkable
29
TransitSome Transit
56
BikeBikeable

Schools

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Wood,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Ground Floor,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,161 sqft

Kitchen

  • Features: Quartz Counter

Property

Details

  • Parcel number: 012134040000
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Wood

Lot

  • Lot size: 4,613 sqft
  • Features: Low Maintenance

Parking

  • Parking features: No Garage,RV Possible,Uncovered Parking Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$114$1,368
Property Taxes $374$4,488
Electricity $398$4,786
Total$3,156$37,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,205/yr
40% on housing$94,680/yr
45% on housing$84,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 95678$291
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95678$355
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$449,000
2026-07-31Listed for sale$449,000
2000-02-14Sold$95,000
1999-11-30Sold$63,500
1999-09-23Sold$80,126

For Sale by Agent

AgentNancy Meier
BrokerageRealty ONE Group Complete

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