See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3836 SE 91st Ave, Portland, OR, 97266

4beds
2baths
1,712sqft
$489,900
$286price/sqft
$3,192/moest. monthly cost
$127,680/yrincome needed

About This Home

Perfect property to start your real estate investing career! Updated duplex with two 2-bedroom, 1-bath units, each offering single-level living and functional layouts. Ideal for owner-occupants, multi-generational living, investors, or AirBnB. Includes a garage for each unit, private yard space, and an oversized lot with ample parking. Both units feature laminate flooring, dishwashers, and dedicated laundry rooms with washer and dryer.

Getting Around

74
WalkingVery Walkable
56
TransitGood Transit
88
BikeVery Bikeable

Schools

9/10
Harrison Park SchoolGrades K-80.9 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Washer/Dryer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: R333552
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 2
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 7,840 sqft
  • Features: Level,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$123$1,476
Property Taxes $416$4,992
Electricity $176$2,119
Total$3,192$38,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,440/yr
40% on housing$95,760/yr
45% on housing$85,120/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 97266$251
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97266$282
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$499,000
2025-02-10Sold$469,000
2025-01-11Pending sale$489,000
2025-01-06Listed for sale$489,000
2021-02-08Sold$465,000
2021-01-17Pending sale$465,000
2021-01-05Listed for sale$450,000
2020-12-28Pending sale$450,000
2020-12-21Listed for sale$450,000
2020-12-15Pending sale$450,000
2020-12-10Listed for sale$450,000

For Sale by Agent

AgentKyle Conway
BrokerageUrban Nest Realty

Similar Homes