12647 SW 21st Ct, Lake Oswego, OR, 97035
About This Home
Spacious 5-bedroom home located on a quiet cul-de-sac in a convenient SW Portland/Lake Oswego area neighborhood. The well-designed floor plan offers generous living spaces, including both formal and informal areas and a main-level den/bedroom that works well for an office space, guests or flexible living needs. The kitchen features gas appliances, pantry storage, and a large eating area that connects to the family room with fireplace. Upstairs you’ll find five bedrooms, including a large primary suite with soaking tub, double vanity, and walk-in closet. Additional features include hardwood flooring in the kitchen and dining areas, central air conditioning, and a dedicated laundry room. The backyard offers a patio and manageable yard space for outdoor enjoyment. Convenient location with easy access to shopping, parks, and major commuter routes.Under FinCEN's new RRE Rule, transfers will be subject to reporting when buyers use entities or trusts to take title to residential real estate, when the transaction is all cash, privately financed or HELOC.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Approximately
- Year built: 2007
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Brick,Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Built In Oven,Built-In Range,Dishwasher,Disposal,Free-Standing Refrigerator,Microwave,Gas Appliances,Gas Water Heater
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space
Bedroom2
- Features: Closet, Wallto Wall Carpet
- Level: Upper
Bedroom3
- Features: Closet, Wallto Wall Carpet
- Level: Upper
Bedroom4
- Features: Closet, Wallto Wall Carpet
- Level: Upper
Bedroom5
- Features: Closet, Wallto Wall Carpet
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Wood Floors
- Level: Main
Features
- Ceiling Fan(s),High Ceilings,Soaking Tub,Closet,Cook Island,Pantry,Double Vanity,Walk-In Closet(s)
- Window features: Double Pane Windows,Vinyl Frames
- Flooring: Wood,Wall to Wall Carpet
- Number of fireplaces: 3
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,192
- Total interior livable area: 3,192 sqft
Kitchen
- Features: Cook Island, Gas Appliances, Pantry,Wood Floors
- Level: Main
Living Room
- Features: Fireplace
- Level: Main
Master Bedroom
- Features: Fireplace,Double Sinks, Soaking Tub, Walkin Closet
- Level: Upper
Property
Details
- Parcel number: R574407
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Yard
Lot
- Lot size: 6,969 sqft
- Features: Cul-De-Sac,Level,SqFt 7000 to 9999
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Cold Wave
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Multnomah County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,196 | $50,352 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $705 | $8,460 |
| Electricity | $289 | $3,476 |
| Total | $5,347 | $64,164 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $899,900 |
| 2026-03-20 | Listed for sale | $969,900 |
| 2022-03-08 | Sold | $785,000 |
| 2021-12-03 | Pending sale | $829,000 |
| 2021-11-19 | Listed for sale | $829,000 |
| 2021-01-20 | Listing removed | -- |
| 2021-01-07 | Price change | $799,000 |
| 2020-12-18 | Listed for sale | $849,000 |
| 2011-10-27 | Sold | $400,000 |
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