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5062 Whisper Way, Granite Bay, CA, 95746

3beds
3baths
1,718sqft
$995,000
$579price/sqft
$6,534/moest. monthly cost
$261,360/yrincome needed

About This Home

Welcome to 5062 Whisper Way, where timeless country living meets modern luxury in one of Granite Bay's most desirable locations. Behind a private gated entrance, this exceptional home offers the perfect balance of privacy, functionality, and convenience on 2 flat, fully fenced acres, an ideal setting for horses, outdoor recreation, or simply enjoying the peace and beauty of country living while remaining just minutes from top amenities. Inside, you'll discover a beautifully updated home designed for both everyday comfort and elegant entertaining. The welcoming custom kitchen, remodeled in 2014, features elegant Italian porcelain tile countertops, a classic farmhouse sink, stainless steel appliances, a walk in pantry, abundant cabinetry, a skylight that fills the space with natural light, and a generous dining bar perfect for gathering with family and friends. The spacious great room is warm and inviting, enhanced by multiple skylights, a charming fireplace with a raised hearth, and a cozy wood-burning stove that creates the perfect ambiance year-round. Recent improvements include new vaulted ceilings with smooth imperfect texture completed in 2026, giving the home an open, light-filled feel while preserving its welcoming character. A new HVAC system installed in 2019 provides comfort and energy efficiency throughout the seasons. Car enthusiasts, hobbyists, and outdoor adventurers will appreciate the expansive garage with an oversized workshop area, offering exceptional space for projects, storage, and equipment. There's also ample room for RV parking, boat storage, trailers, and additional vehicles, making this property as practical as it is beautiful. The level, fully fenced acreage provides endless possibilities for a ADU, equestrian facilities, gardens, a future barn or shop, entertaining, or simply enjoying the open space and peaceful surroundings. Located in one of Granite Bay's most coveted neighborhoods, this remarkable property is served by highly acclaimed Granite Bay schools and is just minutes from shopping, dining, parks, Folsom Lake recreation, and everything that makes Granite Bay one of the Sacramento region's premier communities. Whether you're looking for room for horses, space for all your toys, or simply a beautiful home in one of Granite Bay's most sought-after neighborhoods, 5062 Shadow Oaks Way has it all. Come experience the space, privacy, and lifestyle that make this home so special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
10/10
10/10
Granite Bay High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Dishwasher,Disposal,Microwave
  • Laundry features: Sink,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Dining/Living Combo

Features

  • Flooring: Carpet,Simulated Wood,Linoleum,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,718 sqft

Kitchen

  • Features: Pantry Closet,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Stone,Tile,Window

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 046110042000
  • Zoning: RA-B-X
  • Special condition: Standard
  • Horse amenities: Fenced

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Gated Driveway/Sidewalks
  • Topography of land: Level,Level
  • Horses can be raised: Yes

Lot

  • Lot size: 2 Acres
  • Features: Private,Secluded,Shape Regular

Parking

  • Total spaces: 8
  • Parking features: Attached,Boat,RV Access/Parking,RV Possible,RV Storage,Garage Door Opener,Workshop in Garage,Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$231$2,772
Property Taxes $874$10,488
Electricity $398$4,786
Total$6,534$78,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,022/yr
40% on housing$196,020/yr
45% on housing$174,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$579This listing

vs Other Active Listings

Avg $/sqft

ZIP 95746$374
Placer County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95746$395
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$995,000
2026-08-02Listed for sale$995,000

For Sale by Agent

AgentDana Miller
BrokerageGUIDE Real Estate

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