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7209 Harbor Way, Granite Bay, CA, 95746

3beds
2baths
1,544sqft
$625,000
$405price/sqft
$4,333/moest. monthly cost
$173,320/yrincome needed

About This Home

Welcome to Granite Bay Village, where comfort, convenience, and low-maintenance living come together. This single-story home offers 1,544 square feet of thoughtfully designed living space with 3 bedrooms and 2 full bathrooms. High ceilings create an open and airy feel throughout, while the functional floor plan provides comfortable spaces for everyday living and entertaining. The primary bedroom, features an outdoor access, a walk-in closet with a cedar floor, and an ensuite bath with dual sinks. Solar panels provide energy efficiency, while the attached two-car garage offers convenience and storage. Step outside to enjoy your private backyard or cool off in the community pool during warm summer days. Located just minutes from a Jr High school, shopping, dining, and everyday amenities; this home presents easy access to Folsom Lake, scenic walking trails, and outdoor recreation. Exceptional value, an outstanding location, and a carefree lifestyle await in Granite Bay Village.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
10/10
Granite Bay High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Plumbed,Dishwasher,Microwave,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen,Formal Area

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,544 sqft

Kitchen

  • Features: Breakfast Area,Tile Counters

Master Bathroom

  • Features: Double Vanity,Tile,Tub w/Shower Over

Master Bedroom

  • Features: Ground Floor,Walk-In Closet

Property

Details

  • Parcel number: 047390031000
  • Zoning: RM-DL-10-DC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Community,Gunite
  • Fencing: Back Yard,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 4,848 sqft
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s),Landscape Front,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$145$1,740
Property Taxes $630$7,560
Electricity $398$4,786
Total$4,333$51,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,560/yr
40% on housing$129,990/yr
45% on housing$115,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 95746$381
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95746$395
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$595,000
2026-07-23Price change$625,000
2026-06-18Listed for sale$642,000
2015-04-29Sold$357,000

For Sale by Agent

AgentMarjorie Blumenfeld
BrokerageWindermere Signature Properties Roseville/Granite Bay

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