13197 Lake Valley Dr, Auburn, CA, 95602
About This Home
LUXURY LIVING. EXTRAORDINARY FINANCING. RARE 2.75% VA ASSUMABLE LOAN OPPORTUNITY!Imagine owning one of Auburn's premier country estates while assuming an existing VA loan with an approximate $726,000 balance at just 2.75%! Qualified buyers may have the opportunity to assume this exceptional financing, subject to lender approval and VA guidelines. Seller will also credit Buyer $5,000 toward closing costs when financing through the seller's preferred lender. Third-party gap financing options may be available for qualified buyers.THE LAKE VALLEY FARMHOUSE ESTATE Some homes are built to impress. Others are built to become part of a family's story. Beyond a private gated entrance and breathtaking tree-lined drive lies this stunning 4,500 sq. ft. custom farmhouse featuring 6 bedrooms, 4.5 bathrooms, timeless architecture, and sweeping views of rolling hills and lush countryside. An iconic wraparound porch welcomes you into soaring ceilings, abundant natural light, and beautifully designed living spaces. The spectacular chef's kitchen is the heart of the home, showcasing a commercial-grade gas range framed by a custom brick hearth, an oversized island with prep sink, walk-in pantry, abundant cabinetry, and expansive windows overlooking the peaceful landscape. The luxurious main-level primary suite offers two oversized walk-in closets and a spa-inspired bath with dual vanities, soaking tub, and oversized dual-head shower. A formal dining room, family room, living room, covered patio, and dedicated mudroom/laundry room with full bath and direct access to the attached three-car garage provide exceptional comfort and functionality. Upstairs offers spacious bedrooms, including a private suite with an en-suite bath, oversized walk-in closet, and spectacular views. An elegant clawfoot soaking tub adds timeless charm. Owned solar, pre-wired Generac generator, NID irrigation water, fenced garden, multiple outbuildings, and a detached two-story structure with potential for an ADU, guest house, studio, or workshop (buyer to verify) complete this exceptional property. Private tours available. The Lake Valley Farmhouse Estate. A Legacy Begins Here.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Built-In Gas Oven,Built-In Gas Range,Built-In Refrigerator,Range Hood,Dishwasher,Disposal,Microwave,Double Oven
- Laundry features: Laundry Room,Cabinets,Sink,Ground Floor,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- Partial bathrooms: 1
Dining Room
- Features: Formal Area
Features
- Flooring: Carpet,Laminate
- Number of fireplaces: 2
- Fireplace features: Wood Burning,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 4,500 sqft
Kitchen
- Features: Pantry Closet,Island w/Sink,Tile Counters
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Sitting Area,Soaking Tub,Tub,Multiple Shower Heads,Walk-In Closet(s)
Property
Details
- Parcel number: 075070047000
- Zoning: RA
- Special condition: Standard
- Horse amenities: Barn Amenities
Features
- Levels: Two
- Stories: 2
- Fencing: Full,Gated Driveway/Sidewalks
- Topography of land: Level,Level
- Horses can be raised: Yes
Lot
- Lot size: 4.70 Acres
- Features: Sprinklers In Front,Private,Landscape Front
Parking
- Total spaces: 14
- Parking features: Attached,RV Access/Parking,RV Possible,Workshop in Garage,Interior Access,Driveway,Gated,Level Driveway/Sidewalks
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 10
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Placer County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,458 | $89,496 |
| Home Insurance * | $519 | $6,228 |
| Property Taxes | $1,262 | $15,144 |
| Electricity | $964 | $11,579 |
| Total | $10,203 | $122,436 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $1,475,000 |
| 1999-11-04 | Sold | $440,000 |
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