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10621 Ponderosa Dr, Truckee, CA, 96161

2beds
2baths
1,980sqft
$925,000
$467price/sqft
$6,295/moest. monthly cost
$251,800/yrincome needed

About This Home

Nestled in one of Truckee's most desirable neighborhoods and surrounded by a peaceful forest setting, this one-of-a-kind mountain retreat offers the perfect blend of privacy, functionality, and timeless charm. Set on a level lot with a fully fenced backyard, the home is designed to embrace mountain living, combining comfort, convenience, and a seamless connection to nature. Expansive windows fill the home with natural light while framing the surrounding forest, creating a warm, inviting atmosphere that feels both cozy and spacious. The thoughtfully designed floor plan features post and beam construction, two bedrooms, two full bathrooms, and a generous loft, providing flexible living space for family, guests, a home office, or a potential third bedroom. The upstairs primary suite is a true sanctuary, featuring vaulted ceilings, dramatic exposed beams, and a beautifully remodeled spa-inspired ensuite bathroom. Quiet, private, and filled with natural light, it's the perfect place to relax and recharge. An open loft adjacent to the suite offers additional versatility, while the nearby laundry closet adds everyday convenience. The main level showcases a stunning sunken living room, dining area, and kitchen centered around an impressive 25-foot rock wall that creates a striking focal point and inviting gathering space. A second bedroom and full bathroom complete the downstairs layout. Step outside to discover the property's true showpiece—an extraordinary backyard retreat featuring two tranquil water features with cascading waterfalls, multiple Trex decks, and a beautifully landscaped forest setting. It's an ideal space for entertaining, enjoying your morning coffee, or simply unwinding while immersed in nature. Additionally there is an attached two-car garage, and the long driveway provides plenty of space for all your needs including trailer storage. Large storage shed included in the backyard. Ideally located just minutes from world-class skiing, miles of hiking and biking trails, championship golf courses, shopping, dining, and historic downtown Truckee, this exceptional home offers the best of mountain living at an attainable price. Whether you're searching for a full-time residence, a weekend getaway, or a place to create lasting memories with family and friends, this special property is ready to welcome you home. Don't miss this rare opportunity to own a truly distinctive home in one of Truckee's most sought-after neighborhoods.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
9/10
9/10
Tahoe Truckee High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Used
  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Microwave,Disposal,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Loft
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Woodstove: Living Room,Master Bedroom

Heating

  • Heating features: Natural Gas,CFAH

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Property

Details

  • Parcel number: 080330031000
  • Special condition: Standard

Features

  • Levels: Two
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 0.34 Acres
  • Features: Street
  • Lot size dimensions: 84x147x100x185

Parking

  • Total spaces: 2
  • Parking features: Two,Attached,RV Access/Parking,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Avalanche
Earthquake
Winter Weather

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$239$2,868
Property Taxes $955$11,460
Electricity $424$5,095
Total$6,295$75,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,828/yr
40% on housing$188,850/yr
45% on housing$167,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 96161$735
Placer County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 96161$588
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$925,000
2026-07-10Listed for sale$925,000

For Sale by Agent

AgentDoug O Schroeder
BrokerageDickson Realty

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